It's a good point! For me, my preference actually lies in doing agency work, i.e taking fixed contracts here and there, as I find it helps me develop more professionally, do different roles, learn from different people etc. As you rightly said, doing this leave very little in the way of public entitlements in the system which is a huge downfall. However, given the current state of things in the UK and pension ages increasing constantly, this leaves me thinking my entitlements would be quite low anyway, and I might as well make the most of my life pre dependence on public entitlements (if that makes sense). I suppose I am quite the millennial thinker.