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bicek

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About bicek

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  1. I don't think that's the issue in Australia, from what I've read online. I believe I qualify. My confusion is the fact that we are an Aussie and a PR that will be applying for child subsidies as a package deal type thing. So my question is really more whether one knocks the other out.
  2. bicek

    Is it a good move financially?

    All very interesting, and lots to digest there. Thanks for your input! I'm hoping they at least hold steady long enough for me to stand a chance of purchasing something in the next couple of years.
  3. bicek

    Is it a good move financially?

    So true, it's incredibly unpredictable isn't it.
  4. bicek

    Is it a good move financially?

    There's a lot of variety on the outskirts of Melbourne (it's vast!), so we are open minded to find somewhere suitable for our growing family. And have been watching the property market closely for a number of years. Hopefully we can be in a position to purchase something before prices rise too high, as @Toots indicated could be a possibility! Great to hear that Melbourne businesses are embracing the work from home idea. It really does make a lot of sense, environmentally, as well as logistically.
  5. bicek

    Is it a good move financially?

    Interesting, thank you for sharing!
  6. bicek

    Nervous Cat

    We'll have to agree to disagree on that one. I kindly ask that you don't target your comments in such a personal way, or put words in my mouth Your comments are a sweeping generalisation, and not fact. Thank you for your opinion though.
  7. bicek

    Nervous Cat

    We have a house cat so that wouldn't be an issue for us. We feel strongly about protecting the wildlife, and the breed of cat we have is better suited to being indoors (British Shorthair). The average life span of an outdoor cat in the UK is 2 years (!) due to road accidents. What area do you live in, can I ask? I grew up in Perth and don't remember any noticeable anti-cat sentiment there. And I mean, above the normal level you might experience anywhere. There too is the issue of cats killing birds here in the UK. Also because people live so densely here in city areas, there is an issue with large numbers of cats in small areas, territorially speaking, but also the amount of fouling that goes on. As I said, our cat lives indoors, so this has never been a concern for us. Except for all the other cats that leave "presents" in our garden With all that in mind, I still wouldn't let other people's opinions of cats in general affect whether I brought my pet with me or not. Australia is a huge and diverse place; where one might choose to live will vary massively, and therefore so will the immediate environment and the people/neighbours etc. It just seems too wide/random a variable to factor in with any certainty. But I would definitely recommend keeping cats indoors, and that's a good point
  8. I don't know if anyone can advise, but I've searched online and it just doesn't seem clear to me. I am an Australian citizen and my husband has just been granted his 309 visa so will be a PR when we move to Australia (hopefully later this year). I will be returning with 3 children, one of which will be 4 months old. I will not be working because I will be caring fulltime for our newborn, and hoping to qualify for some sort of child subsidies/benefits. I understand my husband (newly PR) will have to wait 1 year to qualify for some benefits, and up to 4 years to qualify for others. That's understandable. But given that you apply for some of these things (particularly related to shared children) as a couple, would we be considered for the child specific subsidies because I'm an Australian citizen? Or disqualified because my husband is newly PR? I just can't quite make sense of it. If anyone can advise I'd be very grateful.
  9. bicek

    Nervous Cat

    I don't think it's a given that it would be "24 hours of hell and two weeks of anxiety". To suggest the decision is selfish is maybe a little strong and based on little evidence. I'm planning to bring my cat to Australia this year, and part of the reason is that he is a timid house cat, and we feel that rehoming him could be more difficult for him in the long run then the journey and quarantine. We love our cat and want the best for him. My mum thinks it's financially ridiculous to bring him with us, but then, she forced me to leave my two cats behind in NZ when we moved from there to the UK when I was a teenager. That was traumatic for me, and for my cats. Indeed, one of them ran away from their new owners and travelled over 10km and was found hiding under my old bed in my old house (my step-dad was still there at the time selling the house)! I think an owner knows their own pet, and their own circumstances better then anyone. And they will be the best judge of what decision to make. Ultimately, if you can afford it, it's not about the money. It's incredibly emotional, and there is a lot to weigh up. I don't think anyone makes these decisions lightly, or out of selfishness. I think in general, attitudes of Australians and British towards cats, or dogs, or any pet for that matter, is roughly similar and inconsequential in terms of a factor to consider.
  10. bicek

    Is it a good move financially?

    We're not planning to live centrally. It's much more affordable where we are looking at, on the outskirts. My husband's work industry is predominantly based in Sydney and Melbourne. We both love Melbourne/Victoria, that decision was an easy one for us.
  11. bicek

    Is it a good move financially?

    The article is only visible to subscribers. 30% over what time period? A year? Or longer? That seems a pretty steep rise...
  12. bicek

    Is it a good move financially?

    It sure doesn't. And has never been something that drives us. We both work part time and are more focused on a modest lifestyle and better quality time spent with our family, particularly whilst they're young. My husband has worked in Melbourne before in the same industry he works in now so we are familiar with what his earning potential could be over there (we travelled there with him on a work visa in our mid twenties). He has a couple of contacts but not many, so we would be going over with no jobs lined up and hoping to sort work once we get there. Keen to not burn through the savings; that is always a worry. Thank you. We are aiming for October. Just sorting out our pet's importation paperwork at the moment. He is more complicated than us to relocate! Really hoping the flights become a bit more consistent and reliable by that point, but also not confident about that at all.
  13. bicek

    Is it a good move financially?

    It's impossible to know how you would feel about living there 5 years down the line. Its a very personal thing, there is no algorithm for it. Ultimately for me I wouldn't make the decision based on finances, provided you can afford to actually do it in the first instance. We are looking at £20k for relocation (£25k including my husbands visa). We are still in the UK and organising our relocation to Australia at the moment (I'm Australian, my husband is British but has just had his 309 visa approved). We are comfortable in the UK financially, but not happy. So ultimately money isn't the important factor for us. My kids will be 6, 3 and 0 when we relocate. We are keen to move whilst our eldest is still young. I moved A LOT when I was kid (4 countries) and it didn't bother me so much until after the age of about 12. Then it really impacted me in ways I am still coming to terms with as an adult. But that's just my personal experience (every kid will respond differently), but it is why I am very keen to not repeat this with my own kids.
  14. bicek

    Is it a good move financially?

    Do you get any government subsidy for nursery/kindy? I thought they subsidised a % of that in oz?
  15. The exchange rate is predicted to plummet (not in our favour) this year (of course it's impossible to say, but we are prepared for it to not go in our favour) so we won't be transferring the bulk of our life savings until we can get an acceptable rate. We will have to transfer SOME of it to get us started over there so will just have to accept whatever the rate is at the time we move, but we will be renting initially anyway, so we won't be in a position to purchase a house straight away. My husband is typically self employed so we have a bit of a wait to build some employment history over in oz before the mortgage lenders will consider our mortgage application. I'm about to have a baby so not in a position to get a salary just at the moment, so we are reliant solely on his income for the next year or so. I remember when we moved to the UK in the late 90s and Aussie had a very poor rate ($2.70 to £1), my mum lost so much money relocating!! Will be just typical if this happens to me in the reverse direction, after all these years....
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