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Ausvisitor

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Everything posted by Ausvisitor

  1. Yes but the question was about the UK tax code not the treatment of the income in Australia
  2. It's the private pension most likely as that's UK derived income
  3. Yeah just two of us, and I may have chosen to forget some of the costs to soften the blow as time has passed
  4. I wrote a post once about our path to getting here and being settled in a rental property. Now we probably spent more than some would be we weren't *exuberant* in our choices. I can't find the post, but from recollection we spent over $40k on relocation and visa stuff between deciding to go and actually being in our rental (that doesn't include the $35k for a new car either). Our migration agent was about $3,200 of that total cost and worth every cent
  5. Yes very true, everyone thinks it won't happen to them but it can and it does. In our office we decided to stop focussing on one area of the market that was not as busy as we imagined it was going to be. This meant we ended up having to make some redundancies including a couple of people who had moved their families over (2 adults 3 kids of school age) expecting to make their life over here (including selling up back home). Unfortunately once you get the news you have 88 days to find a new job and get the sponsorship transferred (which is a large paperwork activity that doesn't happen overnight) or you have to leave the country. A 482 is good for those who want a short adventure or those who are aware and willing to take the risk but it's not the nirvana guaranteed path to PR everyone suggests it is...
  6. Your coding is based on how much you can earn tax free, it isn't reflective of your income, so it changes each year based on 1) the agreed tax free amount from GOV 2) any tax you owe previously 3) any other benefits you have or income from dividends etc
  7. Is that because of all the witches looking for a co pilot? Seriously though what's the issue with cats out there?
  8. Yeah I drove out there today from the CBD, it was 40 minutes in the car from the CBD on a Sunday morning. It's worth pointing out there is absolutely nothing in Caroline Springs so cinemas, decent shops, good restaurants you will be travelling
  9. True but the bigger issue is that my house is only a 13 minute walk away so I'd have to drive past the office to park there and then walk further than I would have had to in the first place! But seriously, parking in the city isn't fun unless it's included in your employment perks
  10. True but that's 16 minutes walk from my office on Collins st.
  11. Yes it's entry level big 4 director pay, 15 year experience solicitor or as you say a medical specialist. Not saying there aren't jobs out there that pay that but they are few and far between. Also worth looking at some comparison sites as car and fuel cards are taxed to high f**k in Australia I'd you thought European taxation on fuel and cars was high you've seen nothing yet (it's why almost no-one offers them, they just aren't as economical for the business or the employee as just paying you more to start with). The thought of start early and leave early is a notion perpetuated by "Wanted down under" and similar - it was true decades ago but nowadays (at least in Melbourne and Sydney) it's starting start early, leave late and still get stuck in the traffic. If you are coming to Melbourne because it will be shorter work days then don't bother if anything it's a longer slog than in the UK (oh and the $12 an hour parking in the city isn't fun unless that's covered)
  12. In terms of drugs, Geelong is certainly not without problems in an Australian viewpoint, but if you apply a level of relatively to UK/Ireland then it's an absolute haven of purity. One thing you might want to consider (given you said teaching about 82 genders was bad) is that Melbourne (and VIC) as a whole is - to use the modern vernacular - quite possibly the "wokest" city in the world (which I see as a good thing). However if this is a potential problem for you the openness and anything goes nature of Melbourne might be a difficult one to get over. Remember that Melbourne as a city is 5m people and Ireland as a country is only 6.4m - so it's going to feel big. (Geelong is basically the size of Cork). As everyone else has said what I think you mean by rural is certainly more than an hour rush hour driving from Melbourne City. 200k is basically about 10.5k per month after tax etc. So the answer to is this livable depends on your needs, if you are renting that is going to be around 3k per month for a 3 bed house most places, buying is expensive (and unless you can buy cash will generally require you to get through probation first before being allowed a mortgage).
  13. I guess my experience is different, it's a structured promotion process and everyone who gets the role starts on the same base pay regardless of age. So if I'm 50 and there is a wunderkid at 25 we will both be paid the same (give or take - this wouldn't happen in reality it's 20 years to get there) so there is no cost change between the oldie or the youngie
  14. I'm going to have this problem one way or the other. I'll either be in AUS with a super and a decent UK pension that will be taxable or in UK with a private pension and a sizable Super that will be taxable. Either way I can't see a way to avoid tax on both ... I guess the flip side is you only get taxed if you are getting money so it's better than not being taxed I suppose
  15. That's a very dated view, maybe if your skills are poor and therefore a younger person is as good as you then yes, but for those with actual skills and ability mid 60s is now the normal retirement age. Your experience may have been different depending on your skills and abilities
  16. Work life balance being better in Australia is generally speaking now a myth (or a memory of a bygone decade), at least if you need a city of large town to support your particular career or you want a decent school for your kids. I work in consulting (and whilst not law we have a lot of similarities, work driven by client timescales and needs, deadlines not changing when the need to do more discovered etc) and I can safely say I've not done less than 60 hours a week since Christmas, in nearly two decades doing the same job in the UK I never worked this hard. That said the weather is better and people are friendlier.
  17. If you can apply for a 191 then surely you already have a 491 and the ability to work so what is stopping you just taking the new job?
  18. If he is in Australia at present I think technically he shouldn't even be talking to employers on a 600 visa, as its an activity related to work. He should (if AUS visas work the same as US and Canadian ones) go offshore and communicate whilst not in country, but maybe the AUS visas is not quite so restrictive
  19. Assuming this is for your brother (in your other post) then I doubt he qualifies for an 866 protection visa. The fact he has time to plan "ideal" migration options suggests he does not meet the bar for asylum in Australia. (I may be wrong but you have given few details) Also note that once granted an 866 he can never return to that country so if it's a way to get here quick but he may wish to return (to see elderly relatives etc) then it's not an option
  20. Melbourne is a much bigger hotspot for all horse competitions than Sydney.
  21. Two things to consider 1) you are a department head which suggests you aren't a new qualified teacher so age is important, over 45 (or more importantly over 45 by the time you are invited) means you miss out on age 2) you are a teacher, did you do a 4 year degree (or degree + pgce year)? Australia doesn't recognise the 3 year degree then learn on the job route into teaching so if you didn't do a 4 year bEd or a PGCE you are already ruled out
  22. Agree and don't agree... I agree that rental agents and car dealers care about the job not savings in general but... If you have the cash to pay it all up front they don't care then. It's about risk. If you've bought the car outright you aren't a risk, if you've paid up front for 6 or 12 months for your house rent you aren't a risk. People saying I've got cash in the bank but I'll pay you monthly are risky unless they've got a job as who knows how long that cash will stay there (yes I know you might lose you job tomorrow but proof you can get employed in AUS is important)
  23. The ATO would know better than to say that, it's defamation and if they really did say it NAB (UBank's owner) would have already sued them More likely your friend made up the bit about the ATO saying this so they didn't feel so bad
  24. It's much more difficult than it used to be (and it was never that simple anyways). The UK has the same rules for incoming immigrants in bank account opening so it's not just Australia that is being difficult Do you know anyone in Australia already? All you need to open online is your Australian residential address so just use theirs (some need a TFN - but you can get one of these in the same manner, use someone else's address)
  25. Pearson the company that do the test make no mention of this being a possibility on their faqs - and they talk a lot about retakes and why your scores might go down from one test to another. So it might not be a thing. That said the internet is full of education agents saying it might be possible, but equally lots of notes saying that a combined test isn't admissible for immigration reasons. Maybe your immigration agent can help, they must have seen this issue before
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