sjb379

Thanks - Yes definitely not planning to move anything to Aus until we know what our long term plans are. The proposition from AHR is to consolidate my personal pensions into one, and set up a SIP in the UK (similar to SMSF in Aus) to manage the investments. Using a SIP looks like it is capable of returning more than the big pension companies can do, but will need more time and effort to achieve. AHR Wealth Management look bona fide but it always pays to get real world opinions. Stephen

I am looking at managing my UK pension while my wife and I are deciding our long-tern plans for Australia (on a 4 year visa ending in 2022, but considering going for Permanent Residency). I have been speaking to a company called AHR Wealth Management and wondered if anyone has any experience with them. They give pensions advice, including investment advice and seem to know their way around both UK and Aus systems, especially the intricacies of moving pensions around should we decide to stay in Aus. Their website and LinkedIn profiles have a lot of personal citations, but it would be good to get a first-hand view from this forum if anyone has dealt with them. Thanks Stephen

Interesting that one was a debit card. I will look into that

I would like to find out about any experiences with claiming back funds on a credit card due to company insolvency. I recently booked a trip to Lady Elliott Island for myself, my wife and my German relatives that were due to visit in May. Before COVID-19 had a chance to bite, we found out (almost by accident) that the tour company I had booked with had gone into insolvency. We have lodged a claim as creditors but are not hopeful that we will receive anything (probably a few months down the line ion any case). When we moved to Aus 12 months ago, we had decided not to get a credit card (still have one in the UK) and booked the tour on our bank debit card. We do have travel insurance but it specifically excludes insolvency. We have been told that if we had used a credit card we would have been able to lodge a dispute, but reading the small print I can find on various credit cards, it looks like this would not be covered in any case. If you have any experience of this or similar I would like to hear from you. Stephen

Thanks that’s helpful.

We are moving to Oz in March 2019. As we are planning a long term move, we have been told that our existing travel insurance will not cover us for flights etc. if there are any problems e.g. having to cancel flights. We also need to hire a car at the airport and our travel company has told us they can’t book it as we will no longer be resident in the UK at the time of hire. How have others approached this?