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jimmyinoz

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About jimmyinoz

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  1. jimmyinoz

    moving back to Scotland after 15 yrs with the Aussie wife

    thanks Marisa, thatll save us a few grand ,, hows life back home so far ?
  2. jimmyinoz

    moving back to Scotland after 15 yrs with the Aussie wife

    Soooo a bit of an update since we last posted ..The worlds turned to shit !!! my employer wants me to stick to my original plan of retiring in Sept ,{i know he cant force me but hes a new business owner and likely to stress so who knows ] ,another issue is my super [like evryone elses] took a severe hit in March So i took it out of the balanced investment option and put it in a cash investment plan that seems to have plugged the hole that my money was dissappearing down ,Im not making anything but not losing 7k a week either . The revised plan is now to retire officially on 3 Sept find a bit of casual work till My other halfs visa comes through and hope the UK is returning to some form of normality by January . We now dont have enough savings to satify the financial part of her visa but i do have an "offer" of a job that should satisfy the 18600 salary requirement plus were only short of a few thouseand so i can show that to the Immigration people .Further to that weve decided to bite the bullet and go with a Immigration agent any referrals would be greatly appriciated cheers ..a lot of variables now ..
  3. jimmyinoz

    moving back to Scotland after 15 yrs with the Aussie wife

    yeah my missus was of the same mind ,shes of Italian /Dutch descent but born in Tamworth NSW never been to Caledonia but felt like its was home .We will probably live in Ayrshire where im from
  4. jimmyinoz

    moving back to Scotland after 15 yrs with the Aussie wife

    Thanks Marrisa ill let you guys know how we get on with that . I dont intend to retire per say but carry on working when i get home until we find a business to invest in or start after which well buy a house in the west of Scotland where im from and most of my large family still live My wife is a good deal younger than me with excellent qualifications so i dont see her having any difficulty supporting herself in the future , ive looked at my UK pension and ill back pay my NI to bring that up
  5. So ...went home for a wee holiday 2018 and i had the usual spell of "missing my mountains and glens " but to my surprise my Australian partner said shed never felt more at home anywhere , anyway ive been travelling since i was about 14 and as i approach a ripe old age of 60 i think its time to "Gan Hame". Now my question is [and i guess youve heard of this visa stuff a million times ] my darling wife has to apply for a spouse visa [as i did to come here ].We satisfy most of the requirements the only one causing me confusinion is the financial requirement. I have $140000 in super i have reached the age at which i can withdraw it [by sept on my 60th birthday this will be tax free] Can i use the period that its in my super account as part of the 6 month cash savings period we wont be applying until nov at which point it will have been in my bank account for 3 months . My idea was to provide my yearly statement[in july ] as proof of funds combined with the 3 months in my savings account ,i can draw it out now but id rather wait until the tax free option becomes available for obvious reasons . we have lived as a couple for 7 yrs and we are getting married in march [finally lol ] we have no dependents [they've all grown up and left ] i have a good job here and my boss says he will give me casual work after i retire in Sept until we leave in January next.
  6. jimmyinoz

    retiring back to the UK

    cheers
  7. jimmyinoz

    retiring back to the UK

    and thats all ive got lol
  8. jimmyinoz

    retiring back to the UK

    cheers mate thats a great help its 60 if you dont wanna get hammered with tax and depending on when you were born i was born 1960 after july so my preservation age [earliest i can access] is 56
  9. jimmyinoz

    retiring back to the UK

    got it thanks for the advice ..
  10. jimmyinoz

    retiring back to the UK

    awesome Still i dont want to wait till im 65 just to get a few extra dollars
  11. jimmyinoz

    retiring back to the UK

    lol my missus just read this and said " Im not a bloody a mail order bride" lol
  12. jimmyinoz

    retiring back to the UK

    she will have yes she will apply for indefinte leave to remain in the UK as an Australian citizen , being of good character and being married to a Uk national i dont see any problem with this . yes the UK govt can be assholes when it comes to foreign nationals settling there but ive every confidence that we can overcome any issues ..after all we are a legitimate couple lol
  13. jimmyinoz

    retiring back to the UK

    thanks that s what i was after ..i understand why they wouldnt want the money going out of the country [and as long as this govt dosent change the goal posts again it should be ok ] i intend to declare retirement BEFORE i leave ,and transfer the funds for the house to my cousin ,who owns a property /real estate company, for the purchase of a house, She will then rent out and manage the property untill we leave a few months later [i can work while were waiting to exit Australia, logistically this makes more sense
  14. jimmyinoz

    retiring back to the UK

    Australia and the UK have a reciprocal agreement for health care she will get better free healthcare on the NHS than here and no up front payments. After 2 yrs on her 'authority to remain' visa she can apply for UK citizenship i dont see any issue with her getting it. All we have to do is the reverse of what we did to get here 13 yrs ago . .I did all my own immigration paperwork and research ..a bit long winded but relatively straight forward .. i see no reason to pay anyone 5 grand to fill in forms for me ..
  15. jimmyinoz

    retiring back to the UK

    So i still havent found an answer to my original question has anyone taken thier super home as a lump and if so what if any tax did they pay on it ?
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