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alscotoz

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About alscotoz

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  1. Aussie weather

    Warm today about 37. Enjoyed sitting outside in the shade reading a book. 40 tomorrow apparently but the good thing is overnight temp will allow decent sleep. FYI bloke from bristol, i was wearing shorts.
  2. Aussie Broadband Worst in World

    I'm with Aussie Broadband and i don't have any issues with them (and they have an office locally). I would give telstra a wide body-swerve based on previous experience.
  3. State of the NHS

    My partner's a nurse in Oz. Wouldn't say they're a happy bunch. Unless new to the profession hardly any work full time. Too much BS from bean counters, just want to do their shift and get out. My brother's also a nurse. He's been able to scam the shift system for years and works almost exclusively on night shift...the bean counters don't work then, you see.
  4. The weather 😁

    Thread was going gangbusters until the bloke from bristol stopped giving us updates on what he was wearing to cover his nether regions. You wearing the shorts today or what? Daily updates required, if you don't mind. Actually, bloke from bristol, are you sure you're not one of the 4 yorkshiremen?
  5. Aussie Broadband Worst in World

    I inherited FTTP when i moved into my new house last year. Previously has ADSL. On a 50/25 plan with Aussie Broadband ( a big selling point was it has an office in the town where I work). Average about 45/20. The big difference for me is drop outs are rare and there is no buffering involved whilst streaming. $75/month for 500gb (only exceeded once) is not bad considering I don't have to pay for landline anymore. It's faster than ADSL but whether it's fast compared to other countries is unknown. Had a mate visit from Scotland and one from HK and they were unimpressed but that was a couple of years ago. At the end of the day, as long as the service is reliable and allow you to do what you want (eg watch netflix and use your smart TV, talk to my mum on viber...for my family), having 25/12, 50/25, 100/50 is irrelevant...except for the price, of course!
  6. You'd be in trouble if you had any more! Still, one's more than enough. Frankston is still affordable, close to the beach but some rough areas.
  7. Move to london or stay in Melbourne (oz)

    Have a go. I went over with no plan. Saying "grow up" was wrong but TAKE A RISK! Doesn't sound like you have much to lose.
  8. Move to london or stay in Melbourne (oz)

    30yo? kinell mate had it well out of my system by then. Grow up.
  9. Australia's economy is a house of cards

    Went to one on NYE. Quite enjoyed bbq'ing for the 2 of us.
  10. Australia's economy is a house of cards

    I used to think saying that was quaint. Now it just bugs the crap out of me!
  11. Perth to Sunshine Coast?

    My parents and sisters live on the Sunshine Coast (Pelican Waters/Caloundra). Like visiting there and do so every couple of years but would have no desire to move there. Everything seems to be closed by 7pm? Lot of retirees there. Plus, no daylight savings. Good beaches, though. Only visited Brisbane for short periods of time, so can't really comment.
  12. Australian House Price Growth

    random google search http://www.abc.net.au/news/2017-07-17/interest-rates-four-reasons-why-rba-cannot-raise-them/8714010 (about a third of the way down...I experienced those hikes) They also have form for not passing on cuts in full, because they don't have to...which is my point. I never said it was illegal or shonky, I was only responding to what I perceived to be your view that the RBA was the arbiter of whether interest rates rise (or fall) ergo, the banks will fall into line with their decisions. My reference to the Royal Commission had nothing to do with the setting of interest rates, I fully understand that is not what it has been set up for. Actually if you could enlighten me as to why it has been set up, it would be appreciated. Cheers
  13. Australian House Price Growth

    The RBA don't dictate what rates the banks set, as has been witnessed in the past. They will set the pace and given the 'major 4' don't really 'compete' with each other, the market doesn't control it either. Expect rate rises this year even if the RBA sit on their hands and do nothing. MP's will come out and throw out meaningless platitudes about the banks doing the right thing by the 'mums and dads' (how condescending' is that) and that people should go out and shop around. Shop around, my arse. It's a closed shop. My mortgages are not with one of the big 4 but i know my loan is 'underwritten' by Westpac, so in reality you are still in their clutches. Also the exit fees from mortgages are highly prohibitive and involve dealing with lawyers/conveyancers etc...who needs it? I don't, so I don't do it, too much hassle...yeah I know! The bubble will burst and it will be messy. If you're one of those people (and there are thousands) who shouldn't have been given a mortgage and can't live with a 2-3% rise or end up with a property that is overcapitalised, that's a shame...but the banks/brokers did give you the money and we'll all pay...except for the banks, of course! At least the Royal Commission will change things...
  14. Why am i reading so many "moving back to the UK posts??

    Sounds like the life and soul...
  15. Why am i reading so many "moving back to the UK posts??

    New to this site and made it a mission to get through this thread....hard work and often derailed. However, I couldn't let this one go. What a load of unadulterated BS. You seem mighty confused, scared even. To the OP, I would take many of the comments on here with a mountainload of salt. When I get a minute, I'll tell you my experience. Good luck
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