potluck

Thanks again guys for the answers. I have filled the paperwork out for my agent and it will be going up on the rental market this weekend hopefully. I am in the process of filling out the NRL1 form, but need my agents reference number before i can proceed. As another side note, i was asked if i was a UK resident for some landlord insurance quotes, so i googled that and i saw lots of people stating that normal landlord insurance doesn't cover you if you are an over seas resident and saw some horribly high quotes for the insurance (admittedly they did appear to be older posts though so not sure if it is still relevant).I have found a company that i declared i was not a UK resident and they asked if it was being let through an agent. I said it will be and they were happy to insure me under the normal landlords insurance (i rang to double check but they said i am covered which is great!). I can't believe how much of a pain it is to do this compared to just living in the UK but i guess that is all part of the learning curve. Pretty sure when i remortgage (usually remortgage after my fixed term is up to keep the rate down) i will have to go on to another different mortgage for overseas residential landlords as oppose to the normal buy to let etc style mortgage which will be another pain in the backside (mortgage advisor has already prewarned me about the rubbish rates and lack of options etc). If anyone has any other advice or any experience with getting a mortgage on a rental in the UK without a UK address please feel free to share your input. Hopefully it is not as bad as i am thinking. Thanks

Thanks for the responses guys... so it does seem I will be able to deduct the interest which so far makes it seem a viable option. If anyone else has any input regarding my original question please do provide it, I now have just stumbled over another hurdle that has put another spanner in the works.... The non-resident landlord scheme (in the uk)..... It looks like on paper, I will not get my tax free allowance in england and will instead have to pay 20percent tax on all my rental income there?? I don't really understand it? Is that what the scheme is? It says about my letting agent having to withhold 20 percent of my income and paying it to hmrc... is that the case even when earning under the personal tax relief threshold? If so, does that mean I can offset that tax paid to the uk hmrc, from my australian tax? Will this then benefit me as I will be paying 20 percent tax instead of 32.5 percent? Or will it turn out I pay even more tax because I'll be paying tax in the uk and australia?

Hello, i am a permanent resident that has moved to australia in april. I have settled down and now I start my first day of work on monday. I used to let my property in the uk a few years ago but moved into it in 2015 before moving over here. I thought i will keep it and rent it out still whilst i live here, incase i ever decide to go back to the uk. I naively thought it would be the same as it was back when i rented it last time, i just declare tax under a personal assessment and pay the tax in the uk. As i do not earn any other uk income now i thought that my personal allowance will clear my income so i will not pay tax on it. However when filling out forms for the agent, it asks for my over seas tax info etc. I googled it and now i've fallen down a rabbit hole full of loads of different advise and scenarios etc. I am basically looking for some advise on what is likely to be the case for my situation. My basic wage for my australian job that i start monday, will be $67,184. However i will be required to do lots of overtime and i am pretty sure after roughly working it out i may end up with about $83000 a year. My property in the uk should fetch £750 (A$1351 under current conversion rate) a month. I will be paying 10% plus vat to the agent per month, so £90 (A$162). Every year i will be paying £100 (A$180) to renew tenancy and £50 (A$90) for tenancy deposit scheme. My mortgage cost is £328 (A$590) a month but that is on a repayment. The interest is roughly £173 (A$311) a month. So to summarise: Australian job Earnings : $83000 Yearly rental without any deductions: $16214 Agent fees per year: $1944 Interest on mortgage per year: $3732 Other fees for tenancy per year: $270 What is my likely tax bill going to be for the rental income? Can i deduct interest, agent fees etc to lower my tax bill? If not, it appears most my profits may go to tax and make it not even worth renting out so may have to look to sell it.

I recently sat my IELT tests... paid £150 for the exams plus had to travel 1.5 hours each way on two separate days to do the tests. I managed to preview my results online and I recieved a 9 for speaking, 9 for listening, 8.5 for reading and an 8 for writing. I have not recieved any post for nearly 4 weeks (not even junk mail) and I had several Christmas cards and presents that were posted through royal mail never arrive. Royal mail have pretty much said there isn't any issues on there end. I contacted IELT on Friday, 2 weeks after the results were posted and they told me today to contact my local centre which I took the tests. I rang them and they are pretty sure they are not allowed to send me another copy! They are going to look into it but I've read loads of places that they only issue one copy to each person, but I haven't lost it! I haven't even recieved it! Surely there is some legal case I have here if they refuse to send me another copy?? I don't want to spend another 200 (factoring in petrol) and go through the stress of exams again, I have anxiety so hate doing them. Is anyone able to help in where I stand here and what can be done? My migration agent said they need a coloured copy to continue with my eoi, but IELT refuse to send a copy to them either.

the skill on the list is "machinist (first class)" . I am a cnc Turner

I'm 27 years old. I am currently sitting my IELTS. I have not had a skill assessment done yet, I read different things on the topic so I'm not sure what to believe. I have a nvq3 and an advanced diploma in my trade. I thought the qualifications would transfer over but I've read I may need to actually do tests to prove it? I'm assuming an agent would be useful for this part? Alot of people say that the agents don't really do any work and that you have to do it all anyway so they regret using one.

Hello I have recently started thinking about moving to Australia on a skilled visa 189 or 190. My trade is on both lists. I will admit I have not done tons of research on the subject (don't bite my head off) But I am basically just testing the waters. My intentions are to send an EOI and then see what happens. If i got invited then I was going to look into an agent. It's my understanding that the eoi is pretty straight forward, but the application itself is a bit trickier? As I have not done much research I thought I'd see what an agent could offer, but they want to charge me their whole 2300 fee before my eoi is submitted? Is this agent just trying to lock me into spending loads of money with them for the sake of it, or is the EOI actually the bit that you need an agent for? I feel that spending 2300 for the eoi is a bit rubbish considering that I may never get invited at all?? I was assuming the fee would have come at the end of the actual visa application or atleast only half of it paid for the eoi submitting. Like I have said please don't bite my head off, I basically just wanted to get an EOI out there and see what happened with it. If I get invited it's great, if I don't then I'm not going to die. But I'm not sure I fancy losing 2300 extra if i don't need to? Some views on this will be greatly appreciated. Thanks