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DT55

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Everything posted by DT55

  1. I’m confused. I thought with pensions lump sums, and the regular payments were taxed differently ie with lump sums you are only taxed on any gains not the whole amount. Or is this different? Or have I misunderstood?
  2. Dual citizens need an Australian passport to re enter as they are not allowed to hold a visa attached to any other passport from a different country
  3. Sounds like you’re living in Scarbados!!!
  4. There are some great public schools in Brisbane!!
  5. Thanks. Useful to know as you have the option of taking a larger lump sum with the NHS pension. Also is the lump sum taxed at 15% rather than marginal rate? cheers
  6. Interesting. So in layman terms, say you have a NHS pension which pays a lump sum and then regular payment- they are taxed differently? - Lump sum. Only taxed on any gains since you left the Uk? Is that right? - Regular pension - taxed at your marginal rate? Thanks
  7. Yeah same. Biochemist skills assessment was just education and employment history. So much overlap between biochemist and biomedical scientist but the skills assessment requirements couldn’t be further apart. That’s why I suggested considering using an agent (maybe Paul above) as there be a much easier route that what the OP Is currently pursuing
  8. Is the biomed science route your only option to migrate? We considered this route years ago but found the AIMS skills assessment ludicrously difficult. We migrated under a similar but different route (biochemist) where the skills assessment was much much easier - this was years ago mind. Maybe worth consulting a migration agent to see what options are availabile?
  9. DT55

    Moneycorp

    Hi, Are moneycorp not operating in Australia from December? Got a message from them this morning with words to that effect saying they were closing my account? cheers
  10. Yeah I think Dave Ramsey (and Barefoot) like to refer to this as ‘Conscious spending’ and I think for me at least it works. When I had a credit card, even though I paid in full every month I definitely spent more which is one of the reasons I don’t have one any more.
  11. For general advice on this I think the Barefoot investor or Dave Ramsay’s baby steps are both good places to start
  12. Interesting. We shipped over our tumble dryer and it’s been sitting in the garage for 8 years not doing anything
  13. Agree with the above post. We set up our Westpac account from the uk got off the plane and picked up our cards straight away from our nominated local branch. Really easy. Since switched to ING as they don’t charge international transaction fees and refund domestic and overseas ATM fees
  14. Yes. Was sent a birthday present in March and is yet to turn up
  15. I work for a Private Pathology company and there always seems to be jobs like this advertised In the multitude of collection centres dotted around.
  16. Note also that if you need to use out of hours school care you would have to pay full whack$$$ on a temp visa. If you had PR you get government rebates on this.
  17. Do NAB still sponsor this site? Could ask them?
  18. If 10 days is too tight I think i would just postpone your ceremony
  19. You need to talk to a registered migration agent.
  20. Is your age pension frozen when you leave the Uk or is frozen when you first claim it ie when you turn 67? Could make a big difference. Thanks
  21. When we became PR there was no 2 year wait for childcare subsidy (but was for other benefits). This was 5 years ago. Id check again just in case the person you spoke to made a mistake
  22. I thonk its company specific. I can take Long service leave at 7 and 10 years. Im in QLD. I can also cash in personal leave if you have enough and been with the company long enough
  23. You can get a steam train from Goathland to pickering as well. Nice walks around there if you're into that sort of stuff
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