DT55

Thanks Andy - that’s useful to know

Thanks. Useful to know as you have the option of taking a larger lump sum with the NHS pension. Also is the lump sum taxed at 15% rather than marginal rate? cheers

Interesting. So in layman terms, say you have a NHS pension which pays a lump sum and then regular payment- they are taxed differently? - Lump sum. Only taxed on any gains since you left the Uk? Is that right? - Regular pension - taxed at your marginal rate? Thanks

Monster munch!

Yeah same. Biochemist skills assessment was just education and employment history. So much overlap between biochemist and biomedical scientist but the skills assessment requirements couldn’t be further apart. That’s why I suggested considering using an agent (maybe Paul above) as there be a much easier route that what the OP Is currently pursuing

Is the biomed science route your only option to migrate? We considered this route years ago but found the AIMS skills assessment ludicrously difficult. We migrated under a similar but different route (biochemist) where the skills assessment was much much easier - this was years ago mind. Maybe worth consulting a migration agent to see what options are availabile?

Hi, Are moneycorp not operating in Australia from December? Got a message from them this morning with words to that effect saying they were closing my account? cheers

Yeah I think Dave Ramsey (and Barefoot) like to refer to this as ‘Conscious spending’ and I think for me at least it works. When I had a credit card, even though I paid in full every month I definitely spent more which is one of the reasons I don’t have one any more.

For general advice on this I think the Barefoot investor or Dave Ramsay’s baby steps are both good places to start

Interesting. We shipped over our tumble dryer and it’s been sitting in the garage for 8 years not doing anything

Agree with the above post. We set up our Westpac account from the uk got off the plane and picked up our cards straight away from our nominated local branch. Really easy. Since switched to ING as they don’t charge international transaction fees and refund domestic and overseas ATM fees

Yes. Was sent a birthday present in March and is yet to turn up

I work for a Private Pathology company and there always seems to be jobs like this advertised In the multitude of collection centres dotted around.

Note also that if you need to use out of hours school care you would have to pay full whack$$$ on a temp visa. If you had PR you get government rebates on this.

Do NAB still sponsor this site? Could ask them?