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LouDYorkie

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Everything posted by LouDYorkie

  1. LouDYorkie

    Your best watch

    I like watches and have a number of them, the one I wear most often is an Omega. In monetary terms my ‘best watch’ is a Rolex but it also costs more than any other to service. I have a fake Rolex too, bought a number of years ago now but even without the benefit of expensive servicing, it works like a dream. In some ways, considering what I spent on it, this should be my best watch! [emoji23]
  2. LouDYorkie

    Any vegetarians?

    I like a good vegetarian or even vegan meal but I am very much a meat eater most days. I do make a good tomato and chick pea curry with a little coconut milk -very tasty and I make it spicy hot for my OH to distract them from asking where the chicken is! The others I like are cauliflower and spinach curry or a lentil dhal. All are perfectly filling.
  3. I personally don’t like a long commute. My OH insisted on being close to the office, they are just 5 mins away. If I take the train I am well over an hour each way. But my compromise was to drive in. I pay exorbitant parking costs plus Tolls but it takes me less than 20 minutes most days.
  4. LouDYorkie

    AUSTRALIAN CITIZENSHIP TIMELINES 2018-2019

    I don’t know that there is a typical number of days. My OH took their test, passed and Immi was updated to approved the same day. Mine took 4 months.
  5. LouDYorkie

    Aussie moving to UK permanently with British husband

    It depends if they have claimed child benefit. If they did for 6 years, they get 6 years worth of their 35 years towards state pension. So they’d have to top up to 10 years (if that’s all they have) in order to get anything. If they paid at least some ‘small stamp’, the married women’s category B, there is a chance they can get it based on their husbands contribution. If they get divorced, they can still base it on their ex husbands NI unless they get remarried before retiring [emoji6]
  6. LouDYorkie

    Aussie moving to UK permanently with British husband

    This is not true. Both men and women approaching state retirement are doing so on on the same sliding scale between age 65 and 66 depending on their date of birth. For example a man or woman born on 6th June 1954 reaches state pension age on 6th March 2020.
  7. LouDYorkie

    Overseas Police checks for Citizenship

    They do only have limited validity though so timing so be considered
  8. LouDYorkie

    Car Insurance

    I don’t think it’s a whole of industry thing here as it appeared to be in the U.K. Each insurer works differently. My no claims from the U.K. was recognised by Suncorp when I moved to Australia. I then switched companies to one who didn’t ask for proof of my driver rating at all! Just recently switched provider again on getting a new car and they only wanted a statement from my last insurer saying I’d had no accidents. I queried it because my last insurer could only list 2 years worth of info, but I was claiming top driver rating of 6+ years....they said it was fine! [emoji2372]
  9. LouDYorkie

    Medical Records

    I brought mine and have used them with a GP to work out which vaccinations were due when I had to work overseas.
  10. LouDYorkie

    Centrelink???

    [emoji23][emoji1787] Caught out. People are so naïve [emoji23][emoji1787]
  11. LouDYorkie

    Aussie moving to UK permanently with British husband

    You are supposed to have a minimum of 10 years to get any pro-rata
  12. LouDYorkie

    Aussie moving to UK permanently with British husband

    Yes this is right. The proportion of the pension you receive depends on the number of years you have contributed. But the freezing of the amount you are paid is as Ramot has said.
  13. LouDYorkie

    $9 avocados in australia🥑

    Soda and lime? Can’t remember how anyone drank it when we were there but seem to think it was a simple mix.
  14. LouDYorkie

    $9 avocados in australia🥑

    Frozen slices of lemons or limes?
  15. LouDYorkie

    Never have I....

    3 for me
  16. LouDYorkie

    AUSTRALIAN CITIZENSHIP TIMELINES 2018-2019

    We were asked for our letters along with our ID when we arrived for our ceremony. Unfortunately I don’t know what would have happened if we hadn’t had them.
  17. LouDYorkie

    Salary Packaging

    If salary packaging is available to you, I would make the most of it!! Health and not-for-profit (plus some other organisations) allow it. The year finishes on 31st March because it is aligned to the FBT (Fringe Benefit Tax) year rather than the Tax Year. Depending on where you work, the annual cap is different, but it can make a difference of thousands in what you take home because you can legally avoid paying income tax on the cash value of many normal outgoings, including rent or mortgage for some sectors! They key to making it work for you is only using it for things you pay for anyway, not adding new things to your living expenses. Here is a good website to get you started on understanding it and a calculator to see what you personally could save based on sector, salary and expenses: https://www.salarypackagingplus.com.au/
  18. LouDYorkie

    Notice Period

    Really it depends on what you actually do...if you could go to a competitor, a six month notice period is a common way of 1. Dissuading you / the competitor and 2. Preventing you making decisions in your old/new job based on knowledge of your previous / next job. Notice period can be negotiated in the same way as any other part of a contract. NB. If the job you are going into falls under an award then the notice period in your contract cannot be less favourable. However, it is unlikely a Senior Manager will fall under an Award.
  19. ...and I guess whether you can afford the cost if you have to re-submit or then get an agent to fix mistakes would cost financially and time delays. We had an agent do all ours, it was more than worth the cost. Fairly straightforward in some ways but sequencing of events might well have caught me out as well as the lesser known detail of the Act. Also having someone to go to to ask questions was important to me.
  20. LouDYorkie

    AUSTRALIAN CITIZENSHIP TIMELINES 2018-2019

    You do need them for your passport but they are supposed to be less than 6 months old. Not sure if they compare?
  21. LouDYorkie

    Bungalow in Britain

    We had a bungalow in the U.K. It was in a lovely village. When we first bought it we were surrounded by elderly people along the whole street but gradually over the years as they moved on (one way or another [emoji53]) they were replaced by young families buying them to extend. Lots of loft conversions /dormers and back rooms for additional family space added.
  22. Do you rent via an Agency or direct through the landlord? Certainly sounds odd that they don’t want their details providing!
  23. LouDYorkie

    AUSTRALIAN CITIZENSHIP TIMELINES 2018-2019

    I just provided my passport number
  24. LouDYorkie

    Info on Moving to Australia

    We knew a couple who moved to Sydney from Huddersfield, they found it too expensive in Sydney but got as much of their weekly shopping as possible from the British Shop because their kids wouldn’t eat smiths instead of walkers crisps etc. Then there’s another couple who live in Birkdale who moved out to be near family and nothing is ever as good as ‘back home’. I try to avoid these kinds of people, they do put a dampener on life!!
  25. LouDYorkie

    Happy Australia Day.

    We did our Citizenship ceremony this morning, this afternoon we are having lots of friends over. We have always hosted on Australia Day but obviously our first as citizens
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