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Everything posted by Marisawright
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Conservatism. Banks don't like newfangled constructions because they can't be bothered doing the research to check whether they're safe or not.
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I suggest booking a consultation with a good migration agent. Try SunCoast Migration or Go Matilda. I know there are some special concessions for 887 applicants due to Covid but I dont understand what they are, or whether they will help you. An agent will know.
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There's absolutely no reason why you shouldn't buy property in another state. People do it all the time. You should use a Queensland solicitor or conveyancer, not a NSW one. The hardest part is researching suburbs and finding the right property. It's very, very easy to get totally the wrong picture from a distance. Day trips aren't enough, either. Once the borders open, you need to take a holiday in Brisbane - at least a week, and preferably two - to get to know what life is like, and get an accurate picture of what suburbs are like and what your price range will buy.
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CGT on crypto sale for non-resident ?
Marisawright replied to that_person's topic in Money & Finance
Speak for yourself. To be honest, I was being a bit sarcastic, asking whether he planned to move here. -
CGT on crypto sale for non-resident ?
Marisawright replied to that_person's topic in Money & Finance
Er, yes he did. He said, "What are the capitals gains tax implications if I sell my crypto in Aus ?" and "Just trying to weigh up whether to sell in Aus or UK for minimum CGT" As I'm sure you know, he can't choose which country he pays CGT in. If he's legally a tax resident of the UK then he'll have to pay CGT there no matter where he sells. I'd have thought he would know that. If he does, then the only other interpretation of his post is that he's planning to wait until he's moved back to Oz before selling. -
That's one reason I'm enjoying Melbourne. People say, "Oh, but Melbourne gets hot too!" It does, but only over a few weeks in summer, and even then, only in the afternoons. It's 32 degrees today. On a 32 degree day in Sydney, it would be 29 degrees by 10am, and it would stay hot and sticky till bedtime (unless there was a thunderstorm to clear the air). Whereas here in Melbourne, I went out for a walk this morning and at 11am, it was still only 23 degrees, with a nice cooling breeze. It'll cool down again in late evening so I'll get a good night's sleep, too.
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Wouldn't that be the same as the SAD syndrome? I thought SAD was all about feeling depressed when it's gloomy outside. If you mean that people who hate hot weather have the opposite - no, I don't think so. I hate hot weather but it doesn't make me feel depressed in the slightest. I know a few people who dislike hot weather and it doesn't make them depressed either. It's not a mental thing, it's a physical thing. If anything, hot weather makes me feel frustrated - because I can still look out at the beautiful blue sky and think, how gorgeous, I'd love to be out there. But I know if I did go out there, I'd have sweat dripping off my nose in no time, my fingers would blow up like sausages and if I persisted, I'd eventually feel physically ill.
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CGT on crypto sale for non-resident ?
Marisawright replied to that_person's topic in Money & Finance
Yes but what good would that do him tax-wise? -
80 or 85 points, is it worth me waiting to gain the extra?
Marisawright replied to skizza83's topic in Skilled Visas
The states are more flexible and look at more than just points, so a 190 on 90 points is feasible (or at least I was pre-Covid) -
CGT on crypto sale for non-resident ?
Marisawright replied to that_person's topic in Money & Finance
That’s what I was getting at -
I think there must have been a change of mind at some point as there are a few agent websites still saying the 189 and 190 are included
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Bateman's Bay is only 2 hours' drive from Canberra. I've known people in Sydney who'd happily drive 2 hours to get to the beach so I bet some Canberrans do too.
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Bristol - population 460,000. Edinburgh - population 450,000. Reading - 160,000. Canberra - population 390,000. So you can see, population-wise, Canberra is very much more like Bristol and Edinburgh than Reading. Canberra gets bad-mouthed a lot by the rest of Australia but I spent a lot of time there for work, and always liked it. In fact, I found the people in our Canberra office far friendlier than in Sydney (where I lived at the time). Aussies have a long tradition of slagging off other cities, anyway: when I lived in Sydney, everyone told me what a dump Melbourne is. I live in Melbourne now, and though it's not gorgeous to look at like Sydney, it's actually a nicer place to live in many ways. And of course, now I get Melburnians telling me what a s***hole Sydney is, which is absolute rubbish too. Canberra is a government/university town, so it's full of degree-qualified professionals, many of whom grew up elsewhere and have moved to Canberra for work, and are therefore open to making new friends. Having been married to such a person, I've experienced how clique-y and condescending they can be to those with a lesser education, so I can understand how some people have got that impression of Canberrans. But if you're part of that cohort, you should be fine. https://www.thecrag.com/en/climbing/australia/river-crags
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80 or 85 points, is it worth me waiting to gain the extra?
Marisawright replied to skizza83's topic in Skilled Visas
@skizza83, which visa are you applying for? You do know that for a 189 visa, there's no point in applying unless you can score over 90 points? In fact, depending on your occupation,you may need 100 points. These are the figures from before Covid, and as the quotas are now slashed, everyone is likely to need higher points in future: https://iscah.com/will-get-189-invite-updated-predictions/ I assume you know to do the English test to get extra points. -
CGT on crypto sale for non-resident ?
Marisawright replied to that_person's topic in Money & Finance
So, are you really considering moving back to Australia, and staying long enough to establish tax residency, so you can avoid the CGT? If you're a tax resident of the UK, you're liable to pay tax in the UK on all your worldwide income. -
I am pretty sure it applies to all skilled visas, but currently, priority is being given to those already in Australia.
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Child partially sighted - confirming visa would certainly be rejected?
Marisawright replied to Lou1584's topic in Visa Chat
Book a consultation with George Lombard. He's an agent who specialises in applications with medical issues, so he will know whether there's a chance or not. https://austimmigration.com.au/ -
Maybe I'm misunderstanding, but I thought the "direct pathway" was via the 186 visa, which also depends on your employer sponsoring you? In which case, the employer will usually put some conditions on it (like requiring you to pay back all the costs if you leave early), and the visa can be revoked if you don't stay with that employer for another two years after grant.
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Child partially sighted - confirming visa would certainly be rejected?
Marisawright replied to Lou1584's topic in Visa Chat
Will her condition deteriorate as she gets older? -
When you say you can apply for PR in 2023, do you mean applying direct in your own right, or applying through the employer-sponsored route? If it's the employer-sponsored route, then you can't just get PR then leave, as you undertake to stay with that employer for a number of years after the grant.
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People are really stupid, aren't they? Who on earth needs to stockpile anything for a lockdown that lasts THREE WHOLE DAYS?
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I found that answer too, and it made no difference. I hadn't thought of using the VPN. I do have one, which I bought to watch iPlayer. I've tried a few and they're all pretty useless: either they get blocked by iPlayer every so often, or the picture quality is poor. I don't think I tried NordVPN though.
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That's what the lockdown is for, to give time for anyone she's infected to be traced, so it will all be over quickly. The alternative is to do what NSW did and let life go on as normal while they track and trace - and look how that turned out. Not a huge number of reported cases, but it's probably all over Sydney (there's Covid in the sewage in 36 suburbs), and Melbourne has had two separate outbreaks caused by the Avalon cluster. And that's not the highly infectious variant. Of course it's bad luck if you had plans which will be disrupted, but the whole point is that being very strict for a short period is more effective AND less painful than a prolonged period of being less strict.
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Parent visa application timelines (143 & 173)
Marisawright replied to theballies's topic in Family / Partner Visas
Remember, our borders are already closed to all but essential travellers and citizens/residents. Other countries have closed their borders to UK flights but they still have an exemption system too, so it's hard to see what else Australia would do. The national cabinet is discussing measures like remote quarantine facilties (like the NT) instead of inner-city ones, extra safety measures on flights and in the airports, quarantine requirements for air crew.- 2,082 replies
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Parent visa application timelines (143 & 173)
Marisawright replied to theballies's topic in Family / Partner Visas
You're right. It looks as though she was out in the community for 4 or 5 days before being diagnosed, so it's a worry.- 2,082 replies