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Everything posted by Marisawright

  1. Marisawright

    What’s the Difference Between Saving and Investing?

    Yes I know, I was a shareholder for that reason. Nice while it lasted.
  2. Marisawright

    Move cube feedback

    @bicek, I just realised no one replied. The following combos can be delivered on one visit so it's cheaper than booking them separately because you save on delivery costs. These are the different combinations that can be delivered in our vehicles on one visit to your address: 1 Small MoveCube (Total volume = 2.01 cubic metres = 71 cubic feet) 1 Medium MoveCube (Total volume = 3.05 cubic metres = 107 cubic feet) 1 Large MoveCube (Total volume = 6.20 cubic metres = 219 cubic feet) 2 Small MoveCubes (Total volume = 4.02 cubic metres = 142 cubic feet) 2 Medium MoveCubes (Total volume = 6.10 cubic metres = 214 cubic feet) 2 Large MoveCubes (Total volume = 12.4 cubic metres = 438 cubic feet) 1 Medium MoveCube and 1 Small MoveCube (Total volume = 5.06 cubic metres = 178 cubic feet) 1 Large MoveCube and 1 Small MoveCube (Total volume = 8.21 cubic metres = 290 cubic feet) 1 Large MoveCube and 1 Medium MoveCube (Total volume = 9.25 cubic metres = 326 cubic feet) 3 Small MoveCubes (Total volume = 6.03 cubic metres = 213 cubic feet) All other combinations of MoveCube sizes are subject to the vehicles weight limitations of the specific origin and destination country.
  3. Marisawright

    To renew or not!

    Do you have relatives there that you might need to visit in an emergency?
  4. Marisawright

    Brisbane see's huge growth rate

    So true. Sydney is basically double the price of everywhere else except Melbourne, for one thing. Same applies in the UK too of course
  5. Marisawright

    The Commute... Dandenong Ranges to CBD

    That’s one thing that really shocked us when we were in So’ton. Melbourne fares very reasonable by comparison
  6. Marisawright

    The Commute... Dandenong Ranges to CBD

    Similar in Sydney or Melbourne. We used to live in Oatley which is 20 minutes drive from the city centre at 9 pm. At 8am on a weekday, it has taken me 2 hours. But Google maps does reflect that if you use the time feature
  7. Marisawright

    What’s the Difference Between Saving and Investing?

    Yes, I'm pretty sure that's how it works. Lots of choice of fee-free credit cards. I have a Visa card with the Commonwealth Bank. I could've opted for no annual fee, but I decided to go for the version which costs me $59 a year. For that I get rewards points when I shop. I always take the rewards as either cash paid to my bank account or Coles gift cards (my local supermarket where I usually shop). That way I'm not tempted to waste the rewards on stuff I don't need. I always get at least $100 in rewards every year and it's sometimes a lot more (e.g. if we go on holiday and I buy the tickets with my card), so I'm well ahead. The travel insurance is also handy.
  8. Marisawright

    British supermarkets vs Australian supermarkets

    Well said. And I'm fine, thanks!
  9. Marisawright

    crafty folks of Perth

    https://www.sevenseasworldwide.com/moving/movecube If you're taking the car then you're taking a container all to yourself, so you should have plenty of room unless you're a real hoarder. However most cars arent worth bringing, so be sure to post in the car section to check it out: By the way, I see you have cats. Have you got quarantine organised? It's booked out months in advance, to the point where you're now advised to book your pets in first before you try to bok your own flights.
  10. Marisawright

    Relocating from UK - Temporary Skills Shortage Visa Help

    The employer has to do most of the work for the visa, but there will still be some work needed on your side. Many people do hire their own agent to be on hand during the process, so they have someone impartial on their side and can be sure the employer is doing the right thing.
  11. Marisawright

    Relocating from UK - Temporary Skills Shortage Visa Help

    True, but it is still possible to calculate what those points would be, before you leave the UK. I think a lot of people seem to think there are new options to be discovered once you're onshore.
  12. Marisawright

    Relocating from UK - Temporary Skills Shortage Visa Help

    Please, please don't do that! People imagine that if they can just get into Australia, more visa options magically appear. They don't. The visas that are available from the UK are the same ones available in Australia. They don't give you extra credit for already being in the country. And you'll lose valuable time getting the 482, and then you might be too late to get a permanent visa due to your husband's age. I think you should take it one step at a time. Find out if permanent migration is even possible, given your concerns about health and convictions and your husband's age. If it isn't, then that may settle everything. While the 482, on its own, would give you a great opportunity to have a few years' adventure in Australia while your son's still at primary school, it's not going to be financially viable if the company isn't going to pay for your relocation costs there and back. Paul's company has its main offices in the UK and also has offices in Queensland.
  13. Marisawright

    The Commute... Dandenong Ranges to CBD

    It's all relative. I lived in Sydney and I'd say Melbourne traffic is similar. At one time I would have made the "glorified car parks" comment myself, but then I spent a year in Southampton in 2016 and I am still scarred from the experience. Compared to the South of England, our freeways are empty. I may get shot down for this, but I do think that in general, the British are better drivers. They're more decisive and precise. They have to be, or they wouldn't survive long on those fast, busy roads! So while Australian roads are quieter, there are more idiots about. The easy way to check driving times is to use Google Maps. Use the Directions facility and set it at different times of day. You can set it to show traffic densities etc. too.
  14. Marisawright

    Relocating from UK - Temporary Skills Shortage Visa Help

    Relocation packages have become less and less generous in recent years I'm afraid. I think employers take advantage of the fact that so many people are willing to pay the costs themselves, betting on the fact that they'll get permanency in the end. Sadly we've also had members who didn't succeed, and ended up back in the UK homeless four years later, having spent most of the equity from their original UK home in relocating. So it's important to do your budget carefully. Transitioning from the 457 to a permanent visa was somewhat easier, and in those days the age cutoff was 50.
  15. Pensioners in Spain get the increases because the British and Spanish governments agreed a reciprocal deal to honour each other's pension obligations. The same applies in other countries where a deal has been made. However many countries, including Australia and Canada, do not have a deal with the UK. If there's no deal, then the normal rule is that once you move to another country, you can't go on collecting welfare benefits from your old country. The pension is a welfare benefit. So actually, we're lucky that we get the British pension at all. If an Australian moves to the UK before they retire, they never get an Australian pension, ever. The real problem is that for years, the British public were told that their NI contributions went towards their pensions when in fact, they never did. So we all grew up with the idea that we'd paid for our pension and therefore we had an absolute right to get it, when in fact that was never the case at all. It's a rude awakening.
  16. Marisawright

    Relocating from UK - Temporary Skills Shortage Visa Help

    Suncoast Migration (Paul Hand, who posted above) is in the UK. +44 20 7183 9829 Yes, the 186 is an option but it will depend if the employer is willing to go for it. It takes longer to be processed, and the employer may not be willing to wait that long. They're more likely to push for him to take the 482 now, to get him out there and working. But you're right, your husband's age is a problem because the cutoff is 45 except in exceptional circumstances. That makes professional advice even more crucial. Good luck
  17. I thought that too, but I was wrong. It's actually "the most recent 6 years", which means you can do it more than once. When we were thinking of retiring to the UK in 2014, I decided to pay up my NI contributions. I got the letter telling me I could backpay the last 6 years and I did that. Fast forward to 2020 and I stumbled across a Which article about topping up your pension. Lo and behold, I could pay another 6 years.
  18. Marisawright

    Relocating from UK - Temporary Skills Shortage Visa Help

    @GlindaWanderer, Paul makes a good point. If it's the employer who assigns the case worker, then that person is an agent being paid by the employer, and their advice will be for the good of the employer, not your husband. For instance, like I said, it is possible (in theory) to come to Australia on a temporary 482 visa and eventually get a permanent visa, with the help of the employer. But it's far from easy and definitely not guaranteed. The employer (and their agents) are likely to be positive and upbeat about the process, whereas an agent who's working for you is going to give you a more honest assessment of your chances.
  19. Marisawright

    Moving To Adelaide

    But there's nothing in the standard lease document about the lease renewing automatically for another 12 months, it just goes on to periodic tenancy (which is month by month)
  20. Marisawright

    IELTS - academic to boost points

    Good luck!
  21. Marisawright

    I’m a teacher trainer

    As I explained elsewhere, your husband applies as the main applicant and you and your children are included as dependents BUT when the visas are awarded, each of you gets your own independent permanent visa.
  22. Marisawright

    Redundancy on 482

    I would book a proper consultation with an agent - either the one you used before, or try Suncoast Migration or Go Matilda. "Time is of the essence", as they say, so you can't afford to flounder around trying to find the answers yourself. A good agent can look at your qualifications and experience and advise if you have any chance of getting PR in your own right. While you're organising that, get busy looking for another sponsor as a backstop.
  23. Marisawright

    Moving To Adelaide

    From the standard SA rental agreement 12. Termination at end of fixed term A landlord or tenant must give at least 28 days’ notice to the other to end a fixed agreement at the expiry of the term. The agreement continues as a periodic tenancy if no notice is given. It is possible agents aren't using the standard lease agreement, but I wonder if they are breaching the Act by doing so? I notice this provision has only been in place since 2014 so maybe some agents are still using an older version and getting away with it, because tenants don't know any better. But actually, finding solid information about renters' rights in SA seems to be difficult compared to other states. Maybe a reflection of something....
  24. I only had 12 years and I've since done a back payment to double that. Provided I live another 5 years, even at the frozen rate, I will be in profit.
  25. Marisawright

    British supermarkets vs Australian supermarkets

    I think there's two different sets of people on these UK/Australian comparison threads. There are those who find the comparisons interesting and food for thought--what's different, why are they different? - and there are those who see it as some weird kind of competition.