Hey there,
I've just made exactly the same mistake. Got SS for Victoria, had my skills assessment completed (ACS) and then submitted my 176 Visa application. Had also misread the English requirements and thought I'd get full marks being from UK and having English as native language. Just heard back from Case Officer to say I only have 60 points and therfore don't meet the 65 point threshold and can't sit the IELTS retrospectivley so my application will be refused and no refund.
I feel like an idiot as I must have filled in 50 forms over the course of this entire process and read and reread the forms but somehow missed this obvious mistake.
Did you try to chase a refund? Any luck?
I've now booked my IELTS course in July but even if I pass it I've missed the 1st July cut off so will need to reapply under skillselect options (which would have accepted my 60 points anyway!).
I'm now worried that I had informed Victoria SS department of my visa application number so I'll need to contact them and explain my application was refused. Does that mean the SS has gone now as well?
Frustrated, angry at myself and skint!