Hi,
My hubbie, daughter and myself all have a 175 skilled visa which we activated in June 2012. Since then daughter number 2 has come along and we have to apply for a child visa 101 which is another $2000. For our last visa we used an agent but we have been quoted approx another £600 to use an agent, money which I would prefer to save, and hope someone here has applied and could advise if we actually need to use an agent. I have also been told the processing time is about 9 months, does anyone have any experience of this?