simon t

Hi - not sure if you're still interested in a recommendation, but i hav tried 4/5 physios around sydney without great success. Started reading a book called the Back Sufferer's Bible by someone called Sarah Key, one of the best known experts in the world on backs and physio of choice to Prince Charles etc. well, as turns out she has a clinic in Sydney - Sarah Key Physio (just google it) - she is expensive but she has associates who practice the same approach. No back pain for me for the past 6 months. I'm an endurance cyclist, so when i get a problem it's debilitating. hope this helps.

Very much agree with the above replies. To anyone reading these threads from the UK and wondering about the "risks". YOU CAN ALWAYS GO BACK. Folks this is not a rehearsal for life. This is life itself. Get up, try something different. If it doesnt work out, you can ... Yes you got it.

Hi all - I'm wondering if anyone out there has had success in remortgaging their UK property whilst living in Oz and thus being non-resident. My mortgage broker reports that this is pretty difficult and can only come up with some very limited recommendations for companies willing to advance funds in this fashion (a company called B M Solutions, which is apparently an offshoot of Lloyds TSB). The rates look pretty uncompetitive (cheapest is 4.5%), there is a signficant set of up-front fees and a 1 year lock-in, which is off-putting given our situation (we are going PR, but probably with a view to returning to the UK/Europe in the medium/longer term, i.e. 5-10 years). the property is currently owned outright and produces a very good rental yield which we plan to use to offset the mortgage. so, has anyone had any success in this area of ex-pat life that they would share? - or any contacts/websites that they could forward. it would be much appreciated. best wishes simon t