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Phil & Vikki

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About Phil & Vikki

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  1. Queuing things up.

    Our understanding is that if it is vacant and you can get the meter readings, you can give them to the utility providers (phone & water) and should be able to take over the bills. If it is empty now who is paying the bills, the agents? When our place was empty the tenants gave the last meter readings and then it went back into our name until renter out again. Think the internet/phone may be different as there will need to be someone there to let them in to connect. At least with the place empty and not getting any rental income, you will only have a bit of income to declare on your Oz tax this year then, that is one good thing.
  2. Queuing things up.

    Have you been renting it out and if so are there anyone in it at the moment?
  3. Feeling trapped

    It sure does sound a bit of a mess at the moment, but like everyone has said, things will sort themselves out. There are just a few options here, with the main viable one going down the route that you have already started, dropping the price until someone snaps it up. This is not ideal by a long shot, but if it is the only way to shift it and allow you to move back to the UK without this hanging over your head. We have a friend in the UK who has put his house on the market at what the agent said it is worth. Personally we think this is more than 50 - 70k above what it is worth. It has been on the market now for a few months and not even a sniff. He is thinking of taking it off the market now as it is not going anywhere. Agents will say it is worth x amount (as they want the most profit they can get), but at the end of the day a place or anything is only worth what people are prepared to pay. You may need to keep lowering it until you reach this amount. The other option for a short term may be to go down the Airbnb route. This is not ideal but it may give you a bit more time to sell, while you are not here. From the sounds of it you will not be able to delay your leaving date. Good luck and please let us know how it all goes.
  4. We moved back!

    It is great to hear that all is going well and going to plan. So nice to hear that you have found a nice little village that you have been welcomed into and where you can hopefully have a positive impact in. That is one thing that we find about living in Sydney, there is nothing like that and to the most you are on your own. We have found it hard to make new friends and have any kind of social life. Hopefully, you will enjoy it there and fit in. It is inspiring to hear that the move for you has gone so well. We are looking at moving back late next year and to hear good positive updates like this is great.
  5. To sell or rent out Aussie property

    This is our opinion, we are not financial advisers, but this is what we are going to do. Please do not take this as gospel, but more the thoughts of someone else who is facing the same dilemma. Some may say the thoughts of a mad man, but our thoughts nerveless. When we came to Australia, we had paid off our house in the UK. So renting it out was the logical option. After we brought it, it doubled in value in seven years and now it is worth around 120k more than when we brought it. The way we saw it was that we had an investment in the UK that would bring us in money and a place that we could go back to if we ever decided to return to the UK. On the whole we have had good tenants and it is nice to have the rent coming from it. So for us we have the rent every year and we still have the capital in the property. We brought a place in Sydney and in the four years that we have had it, it has virtually doubled in value. That growth is only set to continue with the new light rail links in the area we live in. So when we decided to go back to the UK, we considered both selling and renting. In the end we decided that the best way to go for us was to rent. Once again, this is only our thoughts and do not take this as any form of advice as we are not financially qualified to give anything of the sort. The reasons for us renting are: We like the idea that in retirement (we will have paid off the mortgage) the house in Sydney will give us a pension income. Like our place in the UK, we do not know if we will want to return in the future, so having a place to come back to will make it easier. If we sell (then decide to return later down the line) the chances of us getting a mortgage at our ages or being able to afford to buy in Sydney again will be very slim. With all the pain and cost of getting the visas, to only have seven years out here and go home with nothing (apart from money) seems a waist. This way we have the passports and have an investment for later. We and the kids all have Australian passports now, so in the future if the kids want to come back, they will have a place to stay. Keeping the property in Sydney if mainly for the kids in the future. On a selfish angle, we like the idea of being able to say that we have a holiday home/rental in Sydney J The rent (by the time we plan to leave) will cover the mortgage and other costs, so we should not have to add to it from the UK. So we have decided to keep it and put everything we earn into getting the mortgage repayments down. If things happen later in life that mean we need to sell it, we have that option. We will keep it as long as we can and keep on driving towards the end goal. Funny enough, the three bedroom house that we have in the UK will not be big enough as there are now 5 of us, so we will have to look at buying a new house in the UK. Yes we could sell the Sydney one, take the money and get a really nice big house in the UK. However, that seems like a short term gain to us (not being financial advisers, just normal Joe’s). We are looking at the long term and every property we have known has gone up in value, so we are taking that into consideration too.
  6. THE, best health service in the world.

    When you live in the Uk, you take the NHS for granted. it is only when you move away, you realise that it is great and how well we have it in the UK. We will for sure be returning back home with a greater appreciation of what the UK has to offer, including the fantastic NHS. There should however be far greater respect and protection to healthcare staff.
  7. Customs clearance times

    Yep same as ScottieGirl, so can take longer. it sounds like you were lucky
  8. Advice on renting

    We rent our house out in the UK and we pay management fees, finder’s fee and annual checks like gas and electric and the landlords insurance. These costs are all included in the rent that the tenants pay. The tenant themselves on top of the rent, pay all bills e.g. gas electric water council tax and tenancy renewal fee.
  9. When is the best month to arrive? (school enrolment)

    We have always taken the approach that the sooner we can get our kids socialising with other kids, the better, it really helped with their social skills and growing up. We have friends who kept their children with them as long as they could, not taking them to day-care or such like and when they get to start school, it is really noticeable. You can really tell the kids who have been mixing with others from them who have been kept in a little bubble for as long as possible. With regards to year 3’s being exposed to year 4 or 5 work, the fact that they are being driven to strive and learn more can only be a good thing. Life is not sugar coated and there will be pressure, the sooner we start coping with it the better later on in life.
  10. Taking my car home

    Ours is a 1980 Triumph TR7. Not quite the thing you need if you have a family of five, but had it over 12 years now so you could almost say we are a family of six [emoji2] Sent from my SM-G900FD using PomsinOz mobile app
  11. Taking my car home

    With the costs that you have mentioned along with the trouble you went through, it does make you ask if it is all worth it all. We will be bringing our classic car back with us when we return, however she was originally registered in the UK and if we do a search on the DVLA website, she is still on there. We like to think of it as she has been on a long holiday with us lol. We are hoping that we will not have the issues of importing a new car. However, the insurance and the no claims will still be an issue.
  12. Taking my car home

    For just that reason (not having any no claims bonus) we will be driving our old Citroen C3 when we get back. On leaving the UK we gave it to family and now it has worked its way back to us. She is an 04 plate, but all paid for and after a bit of work she will be goat to run around until she gives up the goat. She does not owe us anything now. So we can drive her for a year on 3rd party and get the no claims building up From talking to friends back in the UK, the price of car insurance has gone up and up year on year.
  13. Customs clearance times

    We have not moved back yet, but from what we hear we are counting on a few months on the boat and a few weeks to be cleared.
  14. UK is second most powerful country in the world

    It is great to hear that the UK is so high up. I would have thought that Russia (the sleeping giant) would have been a bit higher, but I am glad we are two. Everyone can see that things will change in time as they say China will be the next biggest superpower, with India coming online when China go offline. Others words, not mine. The good thing with the UK being recognised in this is that it can only be good for the economy and the whole Brexit thing. I know that there is another thread for Brexit, but good press will be good for the country. More and more people should take reports like this and use them to be more upbeat about the UK. Living away for the last 6 years, we can see that the UK is not as bad as what people think or say about it. In our eyes, it is the best place to be. Our son has recently started high school in the UK and he is able to do far more there than he could ever do in Sydney. We cannot wait to get back for good.
  15. Ticket is bought!

    From reading your story, this sure seems the right thing to do and at the end of the day, you have to do what is right for you and your family. We wish you all the very best with the move and are you are moving back to family and friends, we are confident it will be the right one. However, if in a few years you feel different, like you say you all have the passports so you can come and go as you want. Then you would officially join the “Ping-Pong Poms” group. Scotland does seem to be getting more and more popular these days. Have read a few posts on here where people are returning back to the UK and have decided to go to Scotland. Sure know what you mean about a cold Christmas though. We have spent only one Christmas here in 6 years and have our flights booked back in December, to spend Christmas in the UK. Sitting at the table sweating is not Christmas for us. The one thing that we are looking forward to being able to get (when we want) is proper sausages and sausage rolls. Dare we say it, when we are back we always go and get some from Greggs. Strange what you crave when you cannot get it. Know exactly what you mean about sorting things out and not taking back anything that is no longer needed. When we came out here it was a mad last minute rush, as Phil had a job offre out of the blue. So we did not have chance to sort much out and we brought everything. As a result we have boxes in our garage with items in them that we have not used since we have been out here. For sure we will be having a big clean out. One thing we have said before is that we will ‘help’ the packers with their job. What we mean by that is grouping things together and helping more things go in the boxes. When the guys were packing in the UK we saw them just placing things in the boxes without a care for space saving. One example was a box contained 15 wooden coat hangers that had just been thrown in. If they were cable ties in groups of 5 we could of got more in the boxes. Eventually cutting down on the amount of boxes we shipped. We will be a bit smarter and hopefully not so rushed this time around. When we came over we used Pickford’s. They were ok but they did scratch the front of the car we brought over. We have heard a few times on there that Chess are a good company and quite reasonable with their prices. We have our house in the UK that is being rented out. Last year we took our son back to start high school. This worked out well as our tenants had just moved out and it needed a bit of work before the new tenants moved in. With nothing being in the house, it was easy to do the work it needed and to give it a bit of tlc. When you move back you will not have your things yet, so you can move around the house freely and do the work needed. You will be surprised at how fast you can make an impact when there are not things there to get in your way. Hope that the move goes well and at the end of the day now that the flights are booked you have a light at the end of the tunnel, something to look forward to and work towards. We are planning on moving back late next year, but will be keeping our place here and renting it out. Before then we need to get some jobs done around the place and things with strata do not move fast so we may have to delay our plans. At least you have not got that worry :-)
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