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Benefits of using a foreign exchange specialist

If you’re sending money overseas, you may think using your local bank is the most convenient and efficient option, but working with a currency exchange specialist can give you access to great value rates and services that your bank may not be willing to provide.

In addition, a specialist can offer expert guidance to help you navigate the fluctuating currency market.
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Discover Australian banking with Commonwealth Bank

Get support throughout your move

Commonwealth Bank can help make your move to Australia easier. They offer:

The ability to open an Australian bank account instantly online and transfer money to your new account straightaway+

1-1 support for eligible professionals with a London based team to assist you before your move, and Relationship Managers in Australia to help you settle in.^

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Medical Criteria for Visa Applications to Australia

All visas, whether temporary or permanent carry health conditions. 

As a practising migration agent, I’m often asked whether it is even worthwhile applying for a visa if one of the applicants has a medical condition.    I can only answer these questions based on my past 21 years’ experience in dealing with these applications.  This is a difficult and complex area of migration law.  Answers are not always black and white.  There are often subtle shades of grey.

Part of my work will sometimes involve reviewing the potential visa applicant’s medical file with a doctor with a view to being able to say whether it is reasonable to proceed with an application.  This usually involves getting an idea of “costs to the Australian Community” before weighing these against policy and law.

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Save on your international transfers with moneycorp

When moving abroad, you want the whole experience to be as smooth as possible.

You might have planned your move for years - you’ve even done your research about the best place in Australia to get a nice full English breakfast!

After ticking off your (long) emigration checklist and receiving your visas, the time comes to look at your finances.

That’s where foreign exchange experts moneycorp can help.

They are an alternative to using your high street bank for transferring money to or from Australia.

Some of the key aspects and benefits of the service are below:

. Money-saving foreign exchange since 1979
. moneycorp strive to use our expertise to get you great exchange rates and lowest fees on your
international money transfers.
. Protect against market fluctuations

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Q. How long does it take for my Australian Visa application to be granted?

If you’re applying (or about to apply) for an Australian visa, you want to know how long it’s going to take to be granted.

This is understandable, as you’re eager to start your new life in Australia. Having such information will also allow you to get on with other crucial steps in the immigration process.

This can include knowing when to put your house up for sale – too early and you may have to move into temporary rental accommodation if your house sells and your visa hasn’t been granted.

Conversely, if you delay putting your house up for sale, you may end up with your visa being granted and not being able to move as your house hasn’t sold and your equity is tied up in the property.

Other things to consider are knowing when to organise international removals – shipping your goods to Australia takes several weeks.

Knowing when to start job hunting, arranging for your children to finish school etc.

As you can see, being able to accurately predict when your visa will be granted is very important.

There are several ways you can get information to help you determine approximate waiting times:
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Are there any UK Registered Nurses working in OZ that require UK revalidation? I am currently working as a RN in OZ and require a UK Registered Nurse for my NMC reflection and revalidation process? Willinging to reciprocate if required. There are No UK registered Nurses where I currently work, they let their registration lapse.


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Moving to Australia in the 1950/1960
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Skilled Nominated Australia Visa - NSW 2017/18 Update
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Moving to Australia? Want to know where Australia ranks in the latest Expat Explorer survey? Has Brexit affected the UK's rank? How do expats rate life in each country? https://aumigforu.ms/2x1avaS
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Sterling soars against Australian Dollar
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The Brand New PIO Parents Visa thread
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Have you have transferred your UK Pension to an Australian Superannuation Fund (under QROPS rules) prior to April 2017?

If so and particularly if you did this through your Bank (especially the Major 4 Banks) or one of the big UK Pension Transfer companies then a review of your Superannuation Fund really should be considered.

There are many reasons that a review could benefit you and add value to you for your retirement (which of course is the whole reason for having a pension/superannuation fund).

Some of the reasons for reviewing could be:

You are paying high fees for your fund when they are not warranted;

Your money is not invested in the correct Risk Profile in accordance with your needs/comfort zone;

You money is sitting in Cash and is not invested at all and therefore is not providing any/minimal returns for your retirement;

You are paying fees to a Financial Adviser who you feel you are receiving no benefit or value from OR even worse you are paying fees to a Financial Adviser who is not even contacting you for Financial Planning Reviews;;

Your investments are performing below expectations;

You do not think you can move your super monies to another Super Funs due to UK (HMRC) penalties (which actually may not be the case).

If you have any of the concerns listed above then a Review of your (former UK Pension monies) Superannuation Fund is most certainly warranted.

If you would like to review your situation then we are able to assist.  We are licensed Australian Financial Planners (former UK Advisers) who work with and maintain strong connections with UK Advisers and who deal with UK Expats daily (our business is predominately UK Expat based).

Read the full post at https://aumigforu.ms/2gKkpuY
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Buying property in Australia

By John Kinghorn from moneycorp

If you’re looking to buy property in Australia, one of your first steps should be to enlist a foreign exchange specialist. This will get some of the administration out of the way early and ensure that deposits can be paid as required.

This is particularly important in Australia because once you’ve had an offer accepted; you will need to pay a 10% holding deposit immediately. It can take time to set up a currency exchange account because, like any financial application, it requires rigorous checks, so it’s best to start the ball rolling as soon as you start to look for a property in earnest......
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