2 pointsSince the start of the 2015/16 tax year the UK has required capital gains tax to be considered when a non UK resident individual sells a residential property in the UK. Before the 6th of April, 2015 no capital gains tax was payable. Key points are: In calculating the charge to UK CGT the tax computation has reference to the property’s market value as at the 6th of April, 2015. However, taxpayers are given the option to time apportion the gain since the property was acquired – ie over the whole period of ownership (pre-6th April, 2015, and post that date), or to calculate the gain (or loss) over the whole period of ownership of the property. Non UK resident individuals (and trustees) are given the same CGT Annual Exemption as is available to UK residents: for UK tax year 2017/18 this is £11,300 for individuals and £5,650 for trustees. Non UK resident individuals pay CGT at 18% or 28% upon the disposal of a residential property in the UK, depending on the level of their other income and the amount of the gain. Principal Private Residence (PPR) relief continues to be available. Under the new regime PPR relief is only available (determined on a year to year basis) if the individual making the disposal is tax resident in the same country as the property for that tax year, or the individual meets a “90 day rule”. To meet the “90 day rule”, the individual must have spent at least 90 midnights in the property in the tax year for which the PPR relief is claimed. This means that non UK resident individuals who spend 90 nights a year or more in the UK are able to sell their property free of UK CGT. However – and importantly – such individuals will need to be careful that they do not then become UK resident for general tax purposes. In particular, such individuals will need to have reference to the UK’s Statutory Residence Test, under which an individual’s UK tax residency status is considered based on the time spent in the UK as well as a “sufficient ties” test (one of which is a 90 day test). The new occupancy test does not apply for any year that a spouse or civil partner is UK resident. PRR applies for that year in the normal way in that relief is given to the extent that the property is the taxpayer’s only or main residence. Importantly, a non resident taxpayer selling a residential property in the UK is required to report the disposal of the property on a Non Resident CGT (NRCGT) return within 30 days of the day after the date the property sale is completed (i.e. the date when title is conveyed). Any CGT owing is also to be paid to HM Revenue within the same timeline, unless the taxpayer is already within the UK’s self assessment (SA) system. Most who are non UK resident and who are letting a UK property will already be lodging UK tax returns each year under the SA system. If the taxpayer is already within the UK’s SA system, s/he will still need to report the disposal on a NRCGT return within 30 days, with payment of tax arising then to be made as part of the normal end of year tax payment to HMRC. The NRCGT return is lodged online through the HM Revenue web site. Taxpayers who are already within the SA system report the disposal on the NRCGT return within 30 days of the conveyance and on the SA tax return for the tax year in which the property is sold. More specifically, the relevant SA tax return is for the year when the disposal took place, remembering that a disposal for CGT purposes takes place when the contract to sell the property is agreed. Thus, if unconditional contracts of sale are exchanged on the 31st of March, 2018 and the sale of the property completes on the 1st of May, 2018, the relevant SA return is for the tax year ended the 5th of April, 2018, not 2019. All disposals have to be reported to HMRC on a NRCGT return, whether or not there is a tax liability. The late lodgment of a NRCGT return can be expected to trigger a late filing penalty. We invite all who have sold – or are planning to sell – a residential property in the UK to contact Collett and Co Tax to discuss how we might help, including preparing capital gains tax computations under the tax rules of the UK and Australia to identify whether there is any capital gains tax payable in either or both countries. Any CGT payable in the UK should be creditable against the CGT payable in Australia on the same disposal. If you would like to discuss your situation and plans with a tax consultant who is familiar with tax in the UK and in Australia complete our enquiry form. We will be pleased to have a free initial discussion to explore your situation, and to explain how we might help.
1 pointI have been a registered nurse for eight years. In this time, I have worked in the hospital system for one year, in a government health organisation for two years and in General Practice for five years. Hospital Nursing The job market in NSW is very lucrative for registered nurses. It really depends on the type of work you want to do. There are plenty of options for hospital work, both in the public and private sector or join an agency and they will slot you in when usual staff go on leave or are sick. I believe agency nurses have a higher rate of pay. Personally, I moved out of the hospitals as I am not suited to that type of shift work and night duty, however this nursing work pays more than community nursing or general practice nursing and has the benefits of extra pay (time and a half) on night shifts and double pay on Sundays and public holidays. There is a huge demand for nurses in hospitals at the moment. Particularly in aged care facilities and rural and remote facilities. I have recently seen on the news that there will be a shortfall of nurses (particularly Enrolled Nurses) in the coming years – so it would appear that the job prospects are just getting better! Community Nursing If you don’t want to be in hospital but still want a clinical focus, you can join community nursing or General Practice. Community nursing is with public or private sector and focuses on wound dressings, home IV medications, or at home injectable medications and health assessments. You have a base (usually in a hospital) but also work in conjuction with the patients GP (e.g. if you are doing a wound dressing and believe the wound to be infected, you will contact the patients GP). Although I have not done this work, anecdotally from community nurses it is fairly cruisey, with a good pay rate and the benefits of no night shifts! General Practice General Practice is my passion. Unlike some countries, patients can go to any GP anywhere and don’t have to register. The practice nurses duties vary depending on the needs of the clinic but general speaking day-to-day activities include chronic disease management, wound care, immunisations (childhood and travel) pap smears (if you are qualified), triage, diagnostic tests (ECG’s, spirometry etc), pathology collection, assistance with procedures, patient education, health assessments, sterilizing and stock control. The rate of pay is negotiable with your employer but base pay is less than hospital nurses as it is governed under a different award. Non-Clinical Work Non-clinical based nursing duties are also prevalent. Jobs such as working with insurance companies who offer a medical assistance hotline; policy development; pharmaceutical representative work are all quite popular and are not governed under nursing award rates so I am unsure of the pay but from what I hear you can negotiate and often come off better than clinical nursing and work a 9-5 Monday – Friday in most cases. Qualifications The Australian Health Practitioner Registration Agency (AHPRA) ensures all doctors, nurses, midwives, ambulance officers, surgeons etc are registered and have correct qualifications. As a nurse, you will have to do 20 hours per year of continuous professional development (CPD). Make sure you keep a record as people do get audited quite frequently and it is a lot easier if you have a record ready to go. There are rules about what counts toward it but there are always educational events on or online learning tools so it is quite easy. https://www.ahpra.gov.au/ Registration standards http://www.nursingmidwiferyboard.gov.au/Registration-Standards.aspx Pay and Governing Bodies Nursing in Australia is governed under the Nursing and Midwifery Board of Australia. The website lists professional standards, awards of pay, registration and endorsement and further study options. Pay is variable dependent on your level of nursing, which is measured on your qualifications (i.e. Assistant in Nursing; Enrolled Nurse; Endorsed Enrolled Nurse; Registered Nurse; Clinical Nurse Educator etc). The next classification is your experience. It is basically on how many years you have been qualified. Pay increases with experience. This ranking goes from first year nurse through to 8 years experience. More than 8 years is classified as “thereafter”. It is then classified into location, (e.g. hospital, community, general practice or non clinical) General Practice nursing is governed but the Australian Practice Nurses Association (APNA). There is a fee (I think about $150 annually) to join but you get access to lots of educational materials, phone support and legal advice. Generally speaking, your place of employment covers you for basic indemnity insurance which will cover anything in your position description. It is worthwhile thinking about taking our your own insurance (people in NSW general go for the NSW Nursing and Midwifery Council). Nursing pay rates – public hospital http://www.nswnma.asn.au/wp-content/uploads/2013/07/Public-Health-System-Nurses-and-Midwives-State-Award-2017-1-July-2017.pdf https://www.apna.asn.au/profession http://www.nursingmidwiferyboard.gov.au/ https://www.nursingandmidwiferycouncil.nsw.gov.au/ Nursing in Australia is amazing! We are so lucky to have access and provide healthcare needs to anyone who needs it. Yes, there are waiting lists for things like always and you will need to find a workplace that suits you but it is amazing to be part of a profession where you are in high demand, are able to provide care for people in need in a developed country with some of the leading healthcare facilities is incredible!
1 pointI’m retired. Three times now. This time it looks like it’s going to stick. Not too many job opportunities in OZ for a 71 year old Brit who’s blind in one eye and deaf as a post. My American wife is a PhD and teaches at Curtin Uni in Perth. She’s a lot younger than me. So, after meeting my wife on the Internet, (we were one of the first ever Internet romances, and that’s a whole other story). I sold up, quit my job in UK and moved to the US. We lived there for 17 years; you get less than that for murder. Just about the whole 17 years I wanted to be somewhere else. My list was New Zealand, Australia, Canada. In that order. I didn’t want to go back to UK. My wife was head hunted by the Dar Al-Hekma University in Jeddah, Saudi Arabia. The only all-female Uni in Jeddah. We discussed it and decided that no matter how much I wanted out of the US, Saudi wasn’t anywhere near the top of the list to go to. During the following 12 months, they kept upping the remuneration package until it got to the point where it was just silly money, plus a 3-bedroom, fully furnished villa in a compound with all bills other than food and Internet paid for. Plus, no tax to be paid. And an extra stipend every month of the equivalent of about $10,000 Australian, paid in cash. At that point we said, OK, a couple of years there and we’re set for life. Or so we thought. Cindy, my wife accepted the offer. Getting the VISAs to go was like extracting teeth. In the end it took almost 6 months, which, as my wife was supposed to be there in one month meant she had to work online from the US. That involved getting up at 2AM and working till about mid-day. I had a job back then, so it was almost like hot swopping the bed for months. Finally, her VISA came through, but it turned out mine wouldn’t be processed until she got to Saudi. This eventually meant It was another 2 months before I could join her. We had had the biggest garage sale ever seen on our street. We sold everything. Including my beloved Mini Cooper S and Cindys Beamer. I finally get to Jeddah, and there’s my wife waiting with one of the servants/slaves to take me to the compound. I almost didn’t recognise her as she was wearing one of the small mobile tents the ladies there must dress in. During what was in the end only 18 months there, I became a feminist. It’s interesting that in this sunny country, one of the biggest ailments for women is a deficiency in vitamin D. We get back to the compound, and wait for the armed guards to check our papers, and the sliding 6 inch thick iron gate slides to one side so we can enter. The chap who drove us from the airport insisted he had to carry everything in. I went to help and was stopped by Cindy. I went to tip him and was stopped by Cindy. After all my stuff was in and the (what I came to call red shirts, as all the worker bees on the compound wore red shirts) had left us alone, she explained that trying to help was insulting him and suggesting he couldn’t do his job. And tipping was frowned upon. My near vertical learning curve had begun. We had left our cat in the US with one of Cindys sons. But we weren’t going to miss feline company here. The compound had between 70 and 80 cats wandering around. And a number of the westerners there fed them, and took them to the vet etc. We acquired about a dozen regulars around our villa and had names for all of them. The villa wasn’t bad, the furniture would probably last a few years before collapsing. The AC vents were huge, and it was like a gale when it was running. But oh dear, the Internet and TV were awful. Dial up speeds were good compared to what we got in the compound, and the TV channels were less than impressive with a bloody awful picture. Over time we made friends with a lot of the compounds residents. Aussies, Kiwis, Indians, Egyptians, Russians, Brits, American, Liberian etc. The Russian couple came back from a trip home and presented us with a litre bottle of Russian vodka. That’s when I acquired a taste for vodka and orange. This of course was illegal in Saudi. But like most people there, we started our own small winery in the kitchen. This had to be covered whenever one of the red shirts came to do repairs or clean-ups of course. We went on a desert safari. Where I was the only man among 40/45 women. Apparently as an Englishman I didn’t count as a man. No Saudi men were allowed, or the ladies wouldn’t have been able to throw of their Burkas, Abayas and head scarfs. They sang and danced, illegal in Saudi, smoked, drove 4 wheelers like mad men, this was before women were allowed to drive. It was fascinating. We had two busses a day that took us to wherever we wanted to go. The malls there are quite impressive, and they were then, the main form of entertainment for Saudis. But shopping was an exercise in frustration. Because of prayer times. 5 times a day. And everything closed for the 30 or so minutes that prayers took. One had to plan shopping trips with military efficiency. If you were in a restaurant when prayers started, you got locked in until they were over. If you got in just before prayers, you would have to wait 30 or so minutes to place your order, and as I said, you couldn’t just get up and leave. But, there’s always a but. About 3 months after I got there, Saudi started what’s called Saudisation. Where they wanted Saudis to actually work for a living, most didn’t at that time. This meant kicking out Ex-Pats and replacing them with a Saudi. All well and good, but they didn’t, still don’t, have the people that can do a lot of the jobs done by westerners. My wife, who has a PhD in education, was told she was being demoted and of course losing the stipend, and some wages. She was replaced by a Saudi who had a masters in design. Can you imagine the surprise when the new term started, and they found this design person couldn’t teach education? One last thing. Jeddah is the only place where I decided there wasn’t any way I was going to drive. They are stark staring bonkers. It seemed as if being more than 3 inches away from the car in front was an insult to their manhood. As I was told early on after arriving, it’s not “if” you’re going to have a prang, it’s “when” you are. So, the search for another job began. I put my half penny worth in and said I really didn’t want to go back to the US, I’d done my time there. I put my three places in the order I preferred. So, the applications were fired of to Australia, New Zealand, Canada, and to the US and UK. We both agreed it would be nice to be in a western culture again. Basically, anywhere except maybe Libya, Zambia would be better than Saudi. Eventually if came down to a couple of places. Curtin in Perth, and another one in the US, up north where it gets bloody cold. After some considerable pushing from me, Curtin it was. We were happy. Partly because after being demoted, the next term Cindy was told her services were no longer required. It was with considerable pleasure she told them she was leaving anyway as she had a new job in Australia. But, there’s always a but. Getting a VISA for OZ is almost as bad as getting one for Saudi. We were allowed to stay in the compound for about two months after Cindys job ended. So, we applied for a 457 Visa for Cindy and I. She had a job offer, we spoke more or less the same language, we were self-supporting. But none of that cut much ice with Australian immigration. We had to get background checks from the US to show we weren’t terrorists, FBI and police. Get all sorts of medical stuff. Then a really big problem presented itself. My British passport only had 3 months left on it, we had thought that would work quite well, get to OZ and then renew. But no, to get into OZ it had to have at least 6 months on it. Trust me on this, you really don’t want to send anything by post, to or from Saudi. If it actually gets through, not something you could rely on; it could, and often did, take months. We had to make a quick, (three day) trip back to UK and go to the passport office in London and get it renewed using their fast track system. Costs a bit, but same day service. At least that meant we could have a glass of real wine with our meals, and the local pub was showing my teams, (Arsenal) football game while we were there. Almost made me miss home. Having done all that, we about to run up against the time limit we had in the compound, it looked quite likely that we would have to leave Saudi and either go back to the US, or UK to wait for the VISAs to come through. We’d already had all our stuff packed and shipped to Fremantle in WA, that was going to take a couple of months so at first we weren’t too worried it would beat us there. We checked with the management of the compound and they would let us stay another couple of weeks. That turned out to be enough. The VISAs came through with 6 days to spare. Curtin paid for moving our stuff around the world, and the air fares. So it was a quick trip round the compound saying goodbye to the friends we’d made, and away to airport. We were taken by “Mr Malic”, he had been our regular driver and he and I had become almost friends. Cindy wasn’t so keen, as like most men in Saudi, be they Saudis or other races, he was a little abrupt with the ladies. Women were second class citizens in Saudi. So many things I could tell you about that. We got to Jeddah airport and Cindy ceremonially removed here Abaya and put it in the bin. Finally, we’re on the plane, in my mind, to freedom. I hadn’t been this excited since the last of my daughters was born. But as always with flights out of Saudi, you have to wait until you’re out of Saudi airspace before they can serve you a drink to celebrate getting away. The flight was uneventful, and full of anticipation. Landing at Perth International terminal, a place we have come to know quite well in the three years here. And we go through customs and out into the terminal. Blimey, women do have legs, they’re not cloth covered Daleks running around on little wheels. We had our four very big suitcases and carry on stuff as well of course. We had booked a small place for two weeks for when we arrived. Turned out the pictures were a tad misleading. It was some ones converted one car garage. Barely room for us, a bed, cupboard size kitchen area and bathroom, plus all our luggage. But the couple were very nice, and helpful. The next day Cindy took an Uber to work, to be told by her boss, to take at least a week to settle in. Our first experience of the Australian laid-back work/life balance. It’s changed a bit in the following three years, but still quite nice. Our first task was to hire a car. We looked on the map and it looked as if we could walk to the car hire place I’d booked the car with. After walking what felt like miles, (sorry, Kilometres, I still think in old money), we asked a passing Aussie if we were anywhere close. He laughed and said no. You’re about three bus stops from it. But if we got on and told the driver we wanted to get off at, (I forget which stop) he’d probably not charge us. So, got on the first bus going that way, and told the driver, sure enough, he said OK, just sit there and I’ll tell you when to get off. I was really starting to like this place. One very good thing about the converted garage was it was within easy walking distance of the Como Hotel and bar, in Como. There really wasn’t room to cook and eat in the garage so we walked to the Como every night for dinner. We still go about once a week as it became our local and we’re on good terms with the waiters and Manageress. Spent a New Years Eve there, and One Christmas lunch. We also got ourselves a rescue cat. George is a big Tom cat, who has FIV, the cat version of HIV. So, he’s a house cat, not allowed out. He’s not happy about that. We now have a car, and a bed. Next up was to find somewhere to live for at least the next 6 months, and it needed to be furnished, we had nothing except what was in our cases. And we weren’t as rich as we thought we were going to be when we went to Saudi. We looked a number of places and settled on a fully furnished 3 bed two bath place in Wilson. It had a car port and a small garden area. It also had, as we found out later, three more homes in our little enclave that housed students. I’m deaf as a post, but they kept me awake a lot of nights. Last job, was to buy a car. We finished up with a Mitsubishi SUV. Turned out to be a very practical choice, we still have it. We had a six month lease on this place, so we started to do a leisurely look round for somewhere more permanent. We had timed things well by accident. House prices and rents had just about bottomed out in WA at that time. With about 2 months left on the lease in Wilson we found a place in East Cannington. It was almost as big as the houses we’d had in the US. Three beds, two baths, two dinning rooms, two living rooms, two car garage, and what could be a nice front garden, (it was at that time a little like the jungle training ground on Salisbury plain we used to train in when I was in the regiment). And a quite large back entertainment area, again with lots of potential. It is an older property, so it has older property problems, but then I don’t have to pay to fix them. We’d found our longer term home. We have to rent as we’re too old to get a mortgage in OZ. I’m in my 8th decade, my lady wife isn’t, but she’s not a teenager either. We were able to move our stuff into this place over a couple of weeks, the stuff from Saudi had arrived after a couple of months. That’s when we found out the SUV was very practical. We had a bit of a battle with the agent from the Wilson property, as she wanted to keep the deposit. She gave us all sorts of reasons that should keep it. It was all bull***t. After some back and forth emails, where we listed what was wrong with her arguments and the fact we would be quite happy to go to court, she refunded 75%. I put that down as win. We have been told before that that sort of rip off is quite common in Perth with rental properties, and we should just not clean the place, shut he door and walk away. Well we did clean it, in fact I did several repairs to damaged walls that were damaged when we arrived, I also sanded down and re-varnished what turned out to be a nice coffee table with a new coat of varnish. Hence our digging our heels in. Getting the refund might also have had something to do with the fact we weren’t students and weren’t prepared to be rolled over like that. Our new home, (still there) was much bigger, partly furnished, fridge freezer, washing machine, couches, dinning table and chairs, beds etc. On a nice big corner plot and open ground in front of us. We had landed. Of course, there were a number of initial problems, the tenants before us had been a bunch of students, and we all know how well they look after things. It took about 15 months to sort out all the problems, during which time the fridge and washing machine failed. Both were replaced. But we now have a quite nice home. One bedroom is my office/bolthole/den. The smaller dinning room is Cindy’s office. There’s a really interesting Wet Lands Nature Reserve about 300 yards, (sorry, meters) up the road from us which I walk round often taking 100s of photos. I used to make a living taking and working on other peoples photos. We’re a short drive from Westfield Carousel Mall. Not far from the restaurant row on Albany highway. We live in a nice quiet area. The only crime so far was when 4 solar powered LED tickey lamps were stolen from our front garden, just before Halloween. We have become permanent residents, that was after only 4 months. But it does seem the Australian Government wants all applicants, whether or not successful, to be bankrupt at the end of the process. It cost us just north of $7000. I’m part of a facebook group Called, “Poms in Perth buy & sell”. We’ve acquired quite a lot of stuff on there for really cheap prices. The latest acquisition being a rather nice leather recliner chair for the TV room. We’ve made numbers of new friends, both from Cindys Uni, her church and a few of our Neighbours. I really enjoy the diversity here. The only racism I’ve bumped into in three years was being verbally assailed by some slightly inebriated Aborigines. They objected to my being white. I’ve suffered much worse in the US for being English and in Saudi for being (what they assumed) an American. And in UK for being a “Brexiteer”. The weather is another massive plus. Back in Missouri, or as it is often called, Misery. 15 inches of snow overnight, ice storms etc and not missed at all. The market in Fremantle is an endless source of interest and bargains. And Fremantle is also a smashing place to wander round, trying the eateries, the shops, the ambience. Another big plus for me, is how cheap wine is. Not to mention the cost of electricity, water and gas is low comparatively. Car licenses on the other hand are outrageous. While I haven’t managed to master the transport system, I’m told it’s just me being thick, seems to be quite comprehensive. And as an old bloke I get reduced fares and free rides a lot of the time. And when we washed up in Perth, it was the first time in over 20 years that I was on the same continent or country as one of my daughters. My wife on the other hand does miss seeing her kids, 8 grandkids and one Great grandkid, (and counting) back in the US. In fact, at the time of writing she’s on her annual visit to the US. All in all, I feel at home. My wife likes the place as well, notwithstanding the grand kids’ thing. I will not willingly be moving to another country again. Australia is stuck with me.
1 pointBeing a 30 year old male, who has been living in Australia for the last 1/3rd of his life, I can safely say I love the country and prefer it over India – my birthplace and my homeland. I finished my Bachelors in Engineering back in India and was looking for options for places to pursue further studies and that offered future opportunities to develop a career. A good friend of mine suggested Australia as a fair land that offered multiple options and opportunities. I started researching about Australia on the internet, came across a lot of websites offering tons of information on Australia and what to expect once here. I distinctly remember a website www.pomsinoz.com that was super detailed and answered most of my questions to a great extent. The entire process of applying to universities and for a student visa was very simple and that’s when www.pomsinoz.com came in very handy. The best things I love about the country are fairness, multiple and varied opportunities, the welcoming attitude of people you meet, the political system, the influence and actions of police, the judicial system, the abundance of nature beauty the country offers and thousands of kilometres of the coastline. Ever since I have been here, the university I went, the part-time jobs I have had over time, whether it be working in hospitality or working the graveyard shift at a petrol station or working in a cleaning role, I have never had a bad racial experience, being a brown-skinned guy in a foreign country. I have always felt welcome and never had any negative experiences. In my current white collar job as an Operations Analyst, I feel very welcome, respected and listened to. I always get a fair say in the office and my opinions and ideas are considered with the importance that they deserve. In India, you are only respected if you have a Government job or if you are a doctor. Other professions are not given the importance and respect that they deserve. In contrast, Australia regards all professions equally and provides everyone a fair chance to earn money and provide for their family I love the sense of security that Australia offers via enforcement of the laws and rules and a fair judicial system. Unlike India, when I see a police officer around in Australia I feel safe and secure. I love the fact that the police are honest and not prone to bribery which is a huge issue back in India. I love how the people here are very obedient of the laws. For e.g. I have seen people stopping at a red light at 2am even when there is absolutely no one else on the roads. The Judicial system here is fair and super quick at arriving at a decision whereby in India, cases drag on for tens of years and most of the time never get resolved. I absolutely love the 5-day work week culture here as compared to the 6-day or sometimes 7-day work week back in India. The shorter work week gives everyone a chance to relax, rejuvenate and mingle with friends and family. This encourages better performance at work and thus a better output and results compared to someone working every single day without a break. I love the fact that the Aussies know how to relax whether it be gathering at a barbeque or going out for a couple of drinks or partying hard once in a while. I am proud of having very good Aussie friends who treat me as one of their own and not a migrant. Another thing I love about this place is the social events and gatherings that are organised. There is something available for everyone’s interests. Many events are kid-friendly and really entertaining. A lot of these happen in one of the many parks and gardens. These are very well maintained and a delight to hang out in. I love how Australia has a great sporting culture participating in so many different kinds of sports. All sports get their own importance and fans who follow them religiously. As compared to India where Cricket is only sport they know of. I like how Australians follow sports and encourage kids to participate in sports from a very early age thus promoting health and well-being in kids. And lastly, the best thing I love about Australia is the abundance of natural beauty Australia has to offer. Driving on the Great Ocean Road, camping at Warrnambool or the Grampians, skiing on Mt Buller, climbing up the Sydney Harbour Bridge, trekking in the Blue Mountains, wine tasting in the Barossa Valley, travelling on the Spirit of Tasmania are only some of the activities I have done and have been amazed with the beauty of everything. There’s lots more to do and I cannot wait to experience more different activities.
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