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Showing content with the highest reputation on 01/05/22 in all areas
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2 points
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2 pointsBefore you applied and moved these type of things would have gone through your mind. At the time how did you think you would handle it? When thing happen like this the mind can snowball and make you feel worse. Could you try and get back into that mindset from the early days? Easier said than done
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2 points
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1 pointWe did it for a while (6 years or so) while we were in Uk. We always intended to return to it and now live here. As Marissa says you need to file an ATO tax return and you pay a fixed rate on all the profit. You also declare on Uk tax return and any tax paid to ATO is set against tax due in Uk, but unlike Aus only set against rental income not earnings. The allowances in Uk are less so there is often Uk tax to pay. We didn’t have a mortgage so circumstances do differ, we also had a very good agent who we knew pretty well and a dual qualified accountant to do both returns.
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1 pointThank you so much @rammygirl your reply is so informative and has really given me something solid to work on. Thanks again, LC
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1 pointRegarding your super - are you still working? if so, then yes, it could help to pay the money into your superannuation. It won't do any harm anyway, so you might as well. If you're not still working, then you can't. To note, if the pension is very small, it can be handy to leave it in the British bank account. I had a small inheritance that I kept in my UK account for several years. I used it to buy Christmas and birthday presents for my family in the UK (I ordered from UK online stores). It was also handy when I went back for a visit.
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1 pointI found deciding which company to contact a bit overwhelming. However, I eventually put on my big girl pants and contacted Vista Finance. When I told them how much I had in my pension, they recommended I did not use them, or anyone, as I stood to lose more than I would gain. I was bowled over - no hard sale, just honest advice. They didn’t even shut me up lol, but patiently answered my questions despite there being no gain to them whatsoever. So, if you’re nervous, like I was, but want friendly, knowledgeable, and honest advice from an established company; try Vista 🥳.
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1 pointDo you still have a British bank account? If so, it would be wise to hang onto it anyway, as you'll never be able to get another one. The advantage is that you can give the Royal Mail your British bank details, and they can pay everything in there. Notice, you'll still have to declare the money on your Australian tax return, as if you actually received the money in Australia. Then open an account with a company like Wise https://wise.com/au/ You can use Wise to transfer the money from your British bank to your Australian bank, and then your Australian bank won't charge you any fees. Either she's an airhead or she's misunderstood your question. There are always charges when you convert from one currency to another. Sometimes they're a separate charge, or sometimes it's hidden in their conversion rate. Your pension wouldn't be treated any differently to any other international transfers.
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1 pointYou need a tax accountant who understands Uk/Aus rules. Rather than an FI. You will need to know the value of the lump sum when you became resident in Aus you will only be taxed on the growth since then. With the annual pension you need to do a form from the ATO who then inform your pension company not to deduct tax at source as you will declare it in Aus. I have elected to have my local gov pension paid into my Uk account but they do offer a decent transfer service via western union with reasonable rates. Royal Mail should contact you with all the details if they have your address, mind snail mail is slow so I rang and asked for e mail, there may also be an on line portal. The website for mine is so old local gov I can’t access it easily from my Mac I have to download a different browser etc etc!
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1 pointCondabilla fish farm near Chinchilla, just googled it and it says permanently closed? We were there only a few weeks ago, wonder if the floods just after we were there was the cause?
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1 pointIts true. Back in the good old days when I got my first visa, a 309 was often issued in London in 30 minutes. I walked in with a pile of papers, and my passport, handed them to a lovely lady, she said to go and have a cup of coffee and come back in half an hour. When I returned, 35 minutes later, she was waiting for me with my passport, and the granted visa inside it.
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1 pointI think it was the 80s. I worked at the blood service in the mid - late 2000s and it was still talked about then. Testing isn’t 100% fail proof hence the rules around certain people being unable to donate, but things definitely improving as more groups are now allowed to donate when they have been barred previously.
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1 pointA couple of orchids opened yesterday, both in the cattlya family: Ruth Wedding Song Cheers, Bobj.
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1 point
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1 pointI don’t think under reported as the symptoms leading up to death are striking so I would hope would trigger an autopsy. But who knows. That’s kind, but we are just people with a job. I, for example, couldn’t work in an abattoir, or podiatry. Takes all sorts and we all play our part in society.
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1 pointBecause you can't test for something that only exists in bizarre theories and has never been proven to exist in reality.
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1 pointBrilliant news, I wasn't aware of this ban until I applied to give blood when I arrived. Just seemed crazy seeing as they are desperate for donors.
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1 pointYour permanent visa does expire if you are offshore and past the end date. The stay period is only indefinite if you remain onshore. If you want to travel you need a new permanent visa (an RRV).
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1 pointIt is not good practice to pay for travel before visas are granted. It is a better strategy to pay a small deposit with the balance to be paid subject to visa grants. You are unlikely to be assisted in this matter by contacting immigration.
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1 pointFlying up to Sydney later today. We'll be staying there for a few days. Elder son arriving from London. Very excited!
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1 pointI neither agree or disagree. For every study showing one side of the argument I can find another with a counter argument. https://sites.krieger.jhu.edu/iae/files/2022/01/A-Literature-Review-and-Meta-Analysis-of-the-Effects-of-Lockdowns-on-COVID-19-Mortality.pdf I wouldn't be as pompous as to say one way or another at this point.
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1 pointAs already pointed out these models have always been wildly inaccurate. At one stage they predicted 200000 deaths for Australia
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1 pointI worked with a bloke who had it. He used to feel really nauseous too. Nasty thing to have. Poor you.
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0 pointsNo it was in South Australia I think. A little girl needed blood, her dad offered to donate and was told no. This is because if she had needed an organ transplant later on, he wouldn’t have been able to donate then because if she had already received blood her body would reject the organ, and organ matches are more difficult to match than blood. They transfused her and she developed HIV from receiving infected blood. ETA: she subsequently died.
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0 pointsSorry to hear that! My daughter in law had 2xAZ then a Pfizer booster and within weeks has been experiencing parasthesia (pins and needles) so debilitating that she cant walk or do fine motor tasks like buckles and laces. The NHS is stumped and, like all other vaccine injury reports "it's all in your mind". She, meanwhile is understandably freaking out.
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