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Showing content with the highest reputation on 27/03/18 in all areas

  1. 6 points
    I was once told (rightly or wrongly) that the 143 visa charges were worked out as being comparable to what someone would pay over a 40 year working life towards Medicare But perhaps I was given the wrong information? Apparently Australian taxpayers pay 2% of their income towards Medicare. The average salary in 2016-2017 was $80000 so they paid $1600 annually towards Medicare. Over 40 years working that's $64000 but it won't be that much as obviously average salaries were much lower in earlier years. An accountant could probably give a definitive answer here! Given that the final cost of a 143 visa is about $48000 plus many people also give their sponsors $10000 for the AOS making a total of $58000 surely then contributory parent visa applicants will have paid almost the same towards our future care ? There will also be other immigrants other than on parent visas who haven't paid in much towards Medicare. Maybe they came on a working visa but didn't complete 40 years, maybe they were married to Australian citizens and were stay at home mums, there will be people who for whatever reason don't/can't work, there are people on low incomes who pay a reduced rate of Medicare, there will be parents who come over on the cheaper 103 visa but they will all expect future funding. Also too even in retirement if you have enough income you will pay Australian tax and the Medicare levy as well. Given that some parents have to pay so much for the visa but will perhaps live with their children, many will have funds from the sale of their UK homes to pay for private health care as many Australians already do as Medicare doesn't fund the whole of any bill and by helping out with child care they free the parents to go back to work and so indirectly contribute somewhat to the economy. This has been acknowledged by the government when they tried to introduce the 5 and 10 year visas - which haven't yet been authorised. Some people will need more spending on them than others, there are so many variables but I don't think anyone will have paid enough to fully cover any long term care they may need unless they had fantastic salaries. This is a world wide problem - funding for old age as people are living longer. There now seems to be a real possibility that in UK there will be a specific tax to go towards NHS funding. Whilst fully understanding and respecting that people have differing views on things the important thing on this forum is that we all offer help and support to each other. I for one have learnt so much and found answers to questions I didn't even know I had! The wait seems endless sometimes but each success cheers us on!
  2. 4 points
    some good news for marketing specialist applicants: nomination and visa applied on 20/04/2017 TRT , Italy, NWS PESE nomination has been granted today. need to do medicals and new police check but the worst is gone all the best!
  3. 3 points
    Sending out warm wishes and the best of luck to everyone today
  4. 3 points
    My brother is on the NDIS, and while I can't comment on starting the application from overseas (though there's nothing that states that you specifically can't), you do have to have *a lot* of evidence which literally took my mother months to compile, so maybe in order to get a head start, gathering school assessments, Drs certs etc will be a good start, especially if you've been living overseas, as the scheme wanted to see pretty much every aspect of his life relating to his disability since being a small child.
  5. 3 points
  6. 2 points
    We have a young disabled child, and have found the two systems to be night and day, with Australia winning hands down so far. In Australia, she was diagnosed as being profoundly deaf soon after birth. After the diagnosis, we went into the hospital for a series of consultations, and I remember one with four professionals, including a paediatrician, audiologist, doctor, and a family counsellor. It was the last really struck me, but sure enough, the public health system recognises that this is a stressful time for a young family, and provide a counsellor to help the family cope. I don't think I've ever heard of such a thing on the UK NHS for a disability. From there, she had implant surgery at 5.5 mos (vs 1 year old, typically, on the NHS), with early implantation being important to the outcome. After that, we went to a local early intervention centre for weekly sessions with our own dedicated speech therapist and audiologist, who follow and assist children's progress from 6mo to pretty much when they graduate from school. All this was funded by a $26k lump sum at our disposal for the EI centre sessions, and any other supportive measures - we used a bit to buy some more accessories for the implants, but also to take a sign language course at the TAFE. The EI centre was a bedrock of her treatment, and the staff became like family. All related treatment - the surgery itself, the ENT, other appointments, were all arranged by them; we went along with their advice. When we moved back to the UK, we still email and Skype them for advice from time to time, for free, and one of them even offered to 'drop by' while in the UK at a conference. In the UK, we have so many healthcare professionals involved in her care, we need an org chart to keep track. She's seen around 16 in the year we've been here, and there are eight active at present. There are three different bodies - the local council sensory services, the local NHS trust, and the specialist implant centre at the local major hospital - and each have their own specialists in the same role, most of whom have only occasional communication with the others. Whereas in Australia the same audiologist has been working in the centre for 15 years, in the UK we've had four audiologists rotate through the centre in one year. Most specialists recommend speech therapy every week for someone her age, although the NHS will only provide one every quarter. We organise a 'team around the child' meeting every quarter to try to bring all these people together to introduce themselves and find some way of coordinating treatment, although really it seems more like an exercise to placate frustrated parents. Ironically, the best and most engaged people we've met in all these centres, are all ex-pat Australians on work experience in the UK. Now - there is a postcode lottery effective here; In Oz, we were in Clovelly, where you'll get a lot of highly-paid medical professionals living and working nearby, versus South-East London, where you'll get...fewer of those. But that doesn't explain the bulk of the issue. The fundamental problem appears to be this; whereas Australia has favoured early intervention centres that focus on the children, the UK offers a procession of different overlapping bodies and services, with little coordination and little emotional connection to the patient. Hence, more time appears to be filling forms and gaining familiarity, than actual treatment and therapy. Because of this, I do get the occasional pleasant surprise from the NHS, such as when I went in for a joint injury, and they gave me a series of physio sessions only two weeks later. And A&E can be excellent, of course. But generally, it's pretty shocking. D
  7. 2 points
    The SOL and CSOL info should have been updated many many months ago. Many companies like this will claim they have MARA agents, when what they actually do is just have one 'on call', not working for the company, just someone they pay on an ad-hoc basis. A MARA number cannot be held by an agency, only by an individual, so ask them for the name of the MARA registered agent who is actually going to be working on the application - I bet they won't reply. There are lots of registered agents recommended on the forum, use one of those instead.
  8. 2 points
    Yes you are right, there will probably be a lot more people moving down-under than coming the other way. I don't wish to be a burden on the Australian taxpayer so don't mind paying the contribution for our visas. I would just be a little upset if we found out the following week that a new UK/AUS trade deal included free movement of people. I also don't like the way an "older" persons value is just measured in $ and seen only as a drain on resources. Maybe better to shoot everyone over 65 and save even more cash.
  9. 1 point
    Just going from the viewing figures in the paper. Seems those shows are the most popular.
  10. 1 point
    Just make extra sure the agent is MARA registered. There are some excellent agents on this forum but there are plenty of shonky ones out there, unfortunately, who will tell you what you want to hear. It would be interesting to ask the agent what he thinks your chances are in percentage terms. You wouldn't want to put your dogs through the whole transport process if there was, say, only a 30% chance of success.
  11. 1 point
    Hi deanblb A bit difficult to say what is the best thing to do on a forum but is the strategy you are suggesting based on maximising tax relief (up to limits) on your contributions? Yes super withdrawals are tax-free over age 60 in OZ but it is also possible to get tax deductions on contributions here as well again up to certain contribution amounts. There are also rules around how much can be accessed from super and when so ensure you understand these if you are planning on accessing the money soon after you get here. Hope this helps. Regards Andy
  12. 1 point
    Conflating unrelated issues and ignoring the fact that you can be unhappy about both at the same time. More pertinent is the ‘out of sight, out of mind’ dichotomy that permeates news and media throughout the world. If it is on film it becomes real but if not it is largely overlooked. The relative seriousness of the news is secondary.
  13. 1 point
    Well, that would include me, too! I don't see why anyone should get offended about something that's a straight statement of fact. We work all our lives and pay taxes to support the welfare system, then when we get old, we draw out of that system - because we've earned the right to do so. That's how it works in both Australia and the UK. That's fine when you're staying in the same system throughout, because that's how it's supposed to work. What we're talking about here is when you leave the system, and move to someone else's system which you've never contributed to. Like you say, that's why you have to pay the contribution. And that's why I was saying, I can't imagine the Australian government reducing it.
  14. 1 point
    Are you implying that it is the poster betraying his bias rather than the BBC?
  15. 1 point
    What are you basing this advice on as it is completely wrong. Partner visas have become one of the most difficult, expensive and lengthy visas to apply for. They have a very high refusal rate and after protection/refugee visas, represent the highest number of appeals at the Tribunal for refused applications. "tick all those boxes it gets approved" could not be further from the truth. You seem to offer this on a number of your posts for different visa types. Are you a commercial operator by any chance?
  16. 1 point
  17. 1 point
    I left ice cream blank as it’s a critical piece of personal information usually sought by a perp. I could however be tempted to release same for a 1-litre bucket of Cafe Grande...
  18. 1 point
    Working as a diploma level child care worker in a centre would mean a pretty lousy hourly wage. If he is able to register as an early childhood teacher with the TRB and teach in a school, then he will receive a better salary determined on experience (as per the state pay scale). However, it is the all important visa requirements that he needs to satisfy if he is applying under the Early Childhood Teacher category. This category has very strict requirements with qualifications/age level studied and taught. Good luck, let us know how you go.
  19. 1 point
    But to collect details that are worth using you need a valid identity? I now know Toots likes Broccoli and cauliflower, however I don't know Toot's real identity so that info is worthless to me. I'm going to be upfront here my job involves ensuring the cyber security of five local governments in WA so I do kinda know a bit about this area, facebook is the biggest threat to your average Joe everything you post on facebook regardless of your security setting is available in the public domain, every photo you post can be seen by who ever has the knowledge on how to access it and facebook owns everything you post. That is why I no longer have facebook.
  20. 1 point
    That's a little dramatic. Very little anyone has posted on this thread could be used for identity theft.
  21. 1 point
  22. 1 point
  23. 1 point
    I've never signed anything other than the receipt for the gap payment (years ago) and that doesn't even happen now. The GP hits "send" (I'm guessing) on his computer, as i leave his room, and by the time that I arrive at the receptionist's desk, she hands me a receipt as my bank details are already lodged with the surgery
  24. 1 point
    I have the feeling I will celebrate Easter with my grant
  25. 1 point
    I'm sorry to disagree with you, but this is one of the most commonly misquoted comments that I see time and time again. It's only easy to move back if BOTH of the parents agree to move back. The reality is that if one of you are very happy there and the other one isn't then there is going to be a lot of torn opinions on where to live which will mean one person having to live unhappily in a country they don't want to be in. If this job lives up to everything the OP hopes it to be then he is unlikely to want to return to the UK, so what the wife has to decide is whether she is prepared to live a life in a country she may be unhappy in for the sake of her husband and children? If the answer to that is yes and she is prepared to take a gamble then the family should go, but if she's not prepared to take that gamble then the family should maybe stay put in the UK where things seem pretty good for them all. When a move is driven by one person because the positives are all about their career and what's best for them (whilst thinking it is also best for their family) then they are unlikely to want to move back to what they left that they weren't so happy with, especially as the OP states that he may not be able to return to the position he already holds. We are all advising the OP about what he wants without consideration for knowing what his wife really wants, or what she intends to do with her own life when she is there.
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