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    1. #1

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      Buying A Car - Rego, Insurance etc???

      Hi,

      We have recently started looking at buying a car in Queensland as we have been hiring one up to now. Im a little confused about rego, insurance, MOT??.

      At this stage we still havent got our licences exchanged for Qld ones - is this a problem? I have seen a lot of vehicles advertised as having rego??? what does this mean? Also what is their equivalent to a MOT? Do vehicles come with a log book as in the UK? If anyone can give me an idiots guide to buying, registering, insuring vehicles in Qld and anything else I might need to know, then theres a Tim Tam in it for ya??

      xTinksx

      PSS International Removals
      Landed in Brisbane 9th February 2009 - Living The Dream and Loving It!!!
      457 Visa Granted Dec 2008. Onshore ENS856 Permanent Visa Applied (Decision Ready) 4th Nov 2011. Approved 11th November 2011.

    2. International Removals Insurance
    3. #2

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      Last edited by proud2beaussie; 30-03-2009 at 01:59 AM.
      You can take the man out of the bog but you can't take the bog out of the man
      Follow me on Twitter:https://twitter.com/Nigelinoz

    4. #3

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      Quote Originally Posted by xTINKSx View Post
      Hi,

      We have recently started looking at buying a car in Queensland as we have been hiring one up to now. Im a little confused about rego, insurance, MOT??.

      At this stage we still havent got our licences exchanged for Qld ones - is this a problem? I have seen a lot of vehicles advertised as having rego??? what does this mean? Also what is their equivalent to a MOT? Do vehicles come with a log book as in the UK? If anyone can give me an idiots guide to buying, registering, insuring vehicles in Qld and anything else I might need to know, then theres a Tim Tam in it for ya??

      xTinksx
      MOT = there isn't an annual one, in QLD, you only need one when the car is sold, and is called a Vehicle Roadworthy Certificate.

      REGO = Annual registration. All vehicles need to be registered annually, in the same way as British vehicles have to pay for Road Fund Licence.
      Here it is called registration or REGO.

      CTP = Third Party Insurance (CTP) is compulsory in Australia, and to ensure it is taken out, you MUST pay the premium at the same time as the annual rego fee for the vehicle.
      This CTP is NOT the same as the normal British Third Party Insurance. For that you need an additional cover such as (at least in my opinion) Third Party Property Damage.

      Driving Licence - A Permanent Resident is normally allowed to drive for 3 months before needing an Australian Licence, after that period they would be classed as driving without a valid licence.

      Our recent Annual Rego and CTP cost was:
      $218.55 Rego
      $ 44.45 Traffic Improvement Fee
      $308.00 CTP

      Then we paid $525 for fully comp insurance

    5. #4

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      thanks guys, really helpful. One thing - the rego - if the vehicle comes with rego do I still have to register it in my name?? or wait till it runs out and then register it?? im not sure if im asking a really stupid question here. lol
      Landed in Brisbane 9th February 2009 - Living The Dream and Loving It!!!
      457 Visa Granted Dec 2008. Onshore ENS856 Permanent Visa Applied (Decision Ready) 4th Nov 2011. Approved 11th November 2011.

    6. #5

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      Hiya Tinks, If I were you I would pop into your local RACQ they are in most of the shopping malls, and ask them all your questions you will find them to be really helpful. Also if I were you I would go and get your licence changed over it makes everything else so much easier and most forms of ID you need your licence.

      Good luck

    7. #6

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      Just sold one and bought another one so I'm an expert now!. Haha. Yes you have to register it so that the renewal comes to you and also any parking/speeding tickets. You have to do this within 14 days of sale. To transfer you pay $20.40 plus stamp duty (stamp duty is 3% of sale price on a 4cylinder car) and can be done at the local QLD transport office.

    8. #7

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      Quote Originally Posted by Igor View Post
      You have to do this within 14 days of sale. To transfer you pay $20.40 plus stamp duty (stamp duty is 3% of sale price on a 4cylinder car) and can be done at the local QLD transport office.
      or 3.5% for 6 Cylinder cars and 4% for 8 Cylinder.
      Only 2% for hybrid or Electric cars.

    9. #8

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      make sure before you buy you get a revs check,cars with finance on them can be repo,d
      even from a private buyer not like in the uk
      and if your spending alot join racq and get a vehicle inspection
      its a good time to buy at the minute as 08 runouts are still about,and the dealers are struggling so as in the life of brian "you gotta aggle" squeeze em hard they,re weak right now so bargains to be had

    10. #9

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      Quote Originally Posted by dpm31567 View Post
      as in the life of brian "you gotta aggle" squeeze em hard they,re weak right now so bargains to be had

      My favourite film of all time..... "my names Brian and so's my wife". lol

      Thanks for your advise people.

      Tinks
      Landed in Brisbane 9th February 2009 - Living The Dream and Loving It!!!
      457 Visa Granted Dec 2008. Onshore ENS856 Permanent Visa Applied (Decision Ready) 4th Nov 2011. Approved 11th November 2011.

     
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