RE: Buying a used car.

Right Guys I need your assistance on buying a car in queensland.........

've done a bit of research into this at this end and have come up with the following, could someone confirm this is correct:-

• Buying used or from a garage the car requires a safety Certificate. When buying used the certificate must be within 2months or 2000km. from motor trade 3months or 1000km
  
• You are required to pay stamp duty on the car – 3% 1-4 cylinders, 3.5% 5-6 cylinders
  
• You have to pay for transfer of registration currently $26.20 which needs to be done in 14days of purchase; If the car has registration.
  
• If the car is not registered then you need to register this with minimum Compulsary third party insurance. Most just use full comprehensive.
  
• If you do purchase a car with registration does this mean it has compulsory third party and its up to you if you require full comprehensive.
  

Think this is correct. Slightly different to the UK

So in Queensland’s you register you vehicle every year with insurance and with the Queensland state but you don’t have the UK road tax or MOT every year.

Thanks

Third party insurance as part of the annual rego and stays with the registered car, there is no opt-out on this insurance it has to be purchased at the time of rego otherwise no rego, also note this insurance is third party personal injury only, so if you are at fault in an accident you will be liable for all repair costs hence the need to buy top-up insurance, usually fully comp.

Effectively your rego is the equal of UK road fund license and you can only get that so long as you have a valid certificate of insurance (unless the rules have changed).

If you buy an unregistered car then you must get a roadworthy done yourself to be able to get it registered.

Thanks Keith and Linda.....

I've just been checking on https://www.service.transport.qld.gov.au/quoteforregistration and you can opt out of the Third party insurance when registering the car. The cost for CTP when registering is around $368.80 through the website.

So what I don't understand is why would you just not opt out and pay for full comprehensive with an insurance company?

Not sure you can opt out?

We pay the rego, then also take out comprehensive insurance. That is how it is done I believe. The insurance company price will assume that you already have compulsory third party (rego) in place so there is no need to opt-out of CTP. Maybe the opt-out is for cars that are not driveable?

If buying privately, you can specify the price to be a little lower to reduce your stamp duty. Don't go crazy but everyone does it (e.g. declare $10k when you've actually paid $14k).

Yes may mistake, it looks like you do have ctp. Then your can top up with comprehensive. As you mentioned the opt out maybe for something else.

Has anyone one had any bad experiences for buying private? Seem to hear a lot of bad reports etc, but in the U.K. Pretty straight forward.

I've done it twice and had no issues. Just as in the UK you need to make sure you're not buying a lemon, but the majority of people are trustworthy. Make sure the safety certificate is ok. Some people will wait until there's an offer agreed before going through with the safety cert. It just means they don't have to do it twice if they take 2 months to sell. I've done that and it's fine.

Ha tell me about the lemons...had a few of them in my time.

Just reading about buying a car and it mentions the following:-

1. Ask to see the persons licence to see if they are the registered keeper

2. do a PPSR check to see if monies is owed (about $4)

3. As you mentioned safety certificate

4. Do a check on the cars history (cost $???), write off etc.

5. If there is a REGO compare this with the sellers licence.

To be fair, I've hane been caught one time when buying in the UK for around $4000. The car had been a right-off and as such I lost around $1500.

Never done any other checks?

Whats your thoughts with the cost of the car? My gut feeling is just pay and check.

The only one I have never done is go an independant inspection of the car done - I think the cost is around $275 and thats providing the seller is OK with it.

In fact has anyone ever bought from Auction? probably get the car $2000 dollars cheaper but obvioulsy can't test drive.

In fact has anyone ever bought from Auction? probably get the car $2000 dollars cheaper but obvioulsy can't test drive.

We bought our first car here in OZ at auction, an ex government car at lower than reserve and had to wait to get the OK before clinching the deal, 10 years we had it and Linda cried when we traded in. On the link you provided earlier there were further links from there to buying ex Gov cars.

• Buying used or from a garage the car requires a safety Certificate. When buying used the certificate must be within 2months or 2000km. from motor trade 3months or 1000km
  

This is for the seller to provide to the buyer. It is a pain when selling a car privately as it can go out of date and requires renewing if a sale drags on!!

Also remember dealers should provide a warantee for the car, can recall but seem to recall 6 months, private sales you are on your own.

Best set of luck.

S

Yes may mistake, it looks like you do have ctp. Then your can top up with comprehensive. As you mentioned the opt out maybe for something else.

 

Has anyone one had any bad experiences for buying private? Seem to hear a lot of bad reports etc, but in the U.K. Pretty straight forward.

We have bought from a dealer in Sydney and had a lemon so it's not just private you need to be wary of. Also remember CTP is not your 3rd party, fire and theft. Basically with CTP if you hit another car and the driver suffers whiplash etc it pays for their medical bills. It doesn't pay for their car, that falls on to you. You hear so many horror stories of people being bumped by uninsured drivers. So on top of CTP look at your 3rd party or fully comp.

If buying a car you could always get the RACQ to check it over, or even a local mechanic may do it for around $50.

Also like Keith mentioned make sure if has rego because if it doesn't it means you have to get the safety certificate (MOT)

Ha tell me about the lemons...had a few of them in my time.

 

Just reading about buying a car and it mentions the following:-

 

1. Ask to see the persons licence to see if they are the registered keeper

2. do a PPSR check to see if monies is owed (about $4)

3. As you mentioned safety certificate

4. Do a check on the cars history (cost $???), write off etc.

5. If there is a REGO compare this with the sellers licence.

 

To be fair, I've hane been caught one time when buying in the UK for around $4000. The car had been a right-off and as such I lost around $1500.

 

Never done any other checks?

 

Whats your thoughts with the cost of the car? My gut feeling is just pay and check.

 

The only one I have never done is go an independant inspection of the car done - I think the cost is around $275 and thats providing the seller is OK with it.

Just wanted to bring up number 1, to be honest there is no proof at all that the car belongs to the seller, you don't get a log book over here and the rego does not legally provide proof of ownership as I found out myself a few years ago.

I agree with the check to see if any finance is outstanding or if it has been wrote off in the past.