Private Medical Insurance and Pregnancy

**NicciNoo** · 17-10-2008, 03:15 PM

Hi
Can someone tell me whether or not pregnancy and birth related problems are covered with private medical insurance over in victoria?

I have found out that I am pregnant days away from having a medical for the 457 visa. I cannot have the necessary xray while in early pregnancy. So will not get the visa - however I can go over on a vistors visa with my husband but need to decide whether I should wait behind in the UK until after the baby is born or go over and have the baby in Melbourne.

Please help me

Thank you

**OzzieWren** · 17-10-2008, 05:40 PM

Hi
I am not 100% sure - but I think that pregnancy is classified as a preexisting condition so is not covered by private medical insurance in the first 12 months of cover - however it is a few years since I had private insurance in Oz (as I am an Ozzie living in the UK at the moment) - so things may have changed - maybe contact a few insurance companies and ask.

Good Luck, hope it all works out for you!

Jen
xx

**Petals** · 17-10-2008, 07:37 PM

I do not have private health insurance but I do know that you cannot just take it out when you are pregnant. You have to take it out before you are pregnant.