I've noticed that there are some mortgage advisors out there so if anyone can help I would love some advice regarding mortgage approvals.
My wife and I (I'm the Aussie, she's the Welshy) are moving to Sydney in the next couple of months from London and after an initial renting period will be looking to buy our first house together. Neither of us have ever owned a house so getting a mortgage secured seems quite a daunting prospect at the moment.
1 - I'm an Aussie citizen but she will be on a 309 spouse visa - does this effect our chances of getting a mortgage?
2 - What would be the typical deposit % a lender would need?
3 - How long would we need to have been working in permanent employment before they would approve a mortgage?
4 - Is there a rough guide of salary multipliers for how much we could borrow?
Thank you in advance to anyone that can help us!