i am going to australia on a working holiday visa, i am worried that im going to forget something, i am wanting to try and get sponsered to saty out there.
1) do i need to have medical insurance when out there, if so, how much is it going to cost???
2) car insurance, as i will have to buy a car, is insurance high for young drivers????
and the third point is , will i need any other insurances or anything in that catagory???
Vehicle Insurance - Car registration in Australia includes basic third-party (personal) insurance. So technically you (and anyone else) are legally covered to drive any registered car without additional vehicle insurance. However... any non-personal injury costs are not covered, so you are strongly advised to take out further third-party (vehicle), third party fire & theft, or comprehensive insurance. Costs of this are generally much cheaper here than (e.g.) in the U.K. Try NRMA Insurance - NRMA Motoring & Services or Car Insurance Australia - AAMI Car Insurance Quotes - CTP Insurance - AAMI or www.gio.com.au
Here are some links that may be useful for Travel/Medical Insurance
AON, Ltd "We offer a variety of supplemental products that are designed to meet the needs of today's middle-income consumer: Accident insurance, Life insurance, Health insurance"
Bootsinsurance.com "City Break:
Covers one trip abroad up to 5 days. Single Trip: Covers one trip abroad up to 10,17 or 24 days (or up to 45 days by special arrangement – just call us on 0845 840 20 20 for details). Multi-Trip: Covers your travel for a whole year, as long as no trip exceeds 45 days at a time, to a total of 183 days in a year. UK travel of one night or more is covered if you have pre-booked accomodation. Gap Year: Cover when you’re taking a trip of up to 3,6,9 or 12 months abroad. Optional 21 days Winter Sports Cover is available at an additional premium." (UK based)
British Mountaineering Council "The BMC is delighted to offer the best range of travel insurance policies available for hill walkers, climbers and mountaineers. Once again, by drawing on our experience of the mountain world and feedback from members, we are able to introduce even more improvements to the insurance cover for 2003. There are five policies to choose from, between them providing cover for a range of leisure, hill walking, trekking, climbing, skiing, and mountaineering activities. Apart from Travel , each policy also covers a range of other sports." (Note that you need to start and end your trip in the UK)
Global Medical Insurance "is a long-term, annually renewable, US- style major medical insurance plan designed to provide worldwide coverage to US expatriates and non-US citizens."
insureandgo or Insureandgo2 "Providing Cheap Travel Insurance & Holiday insurance, annual travel insurance UK. Single trip insurance, Long Stay Insurance, ski insurance and Backpackers Insurance, adventure travel visit insureandgo.com."
International Medical Group - coverage without boundaries - "Medical insurance that covers you no matter where you live."
MRL insurance direct "Annual multi-trip, single trip and backpacker's long stay insurance policies are available whether you are travelling in the UK or worldwide."
Specialty Risk International - coverage that makes it through customs. - "Medical insurance to corporations, international travelers, expatriates, students, overseas visitors, immigrants and global citizens. With experise and efficiency, we serve clients in over one hundred countries throughout the world."
UK Backpackers Insurance We are delighted to be able to offer you the choice of three excellent backpackers insurance policies.Gosure cover can be taken out for periods of 6, 12 or 18 months, the Travel Insurance Online offering has a maximum duration of one year, and the Endsleigh backpacker insurance has a maximum duration of 2 years.
Vacation TechnicianLiaison International - Medical Insurance for people traveling outside their Home Country Perfect for trips between 15 days and 3 years. Monthly renewal option available. RoundTrip Travel Benefits - Protect your tickets, your luggage and your health worldwide Why RoundTrip? So you'll be prepared. Who knows what could happen during a trip abroad – or before you even depart. Benefits include: Trip Cancellation; Interruption/Delay; Medical Transportation; Lost or Stolen Baggage; Missed Connection; Assistance Services. RESIDE Prime Worldwide Medical Plan (formerly Signature Worldwide) - Permanent health coverage for non-U.S. residents Providing comprehensive health insurance for persons residing outside of the United States, RESIDE Prime provides benefits to non-U.S. residents. RESIDE Worldwide Medical PlanMedical insurance that covers you no matter where you live. Whatever the reason, if you need to leave your home country, Reside Worldwide Medical Plan will follow you. Whether you are a US citizen living abroad or a citizen of another country, Reside provides you with security at home and the freedom to seek care anywhere in the world. Inbound Immigrant - Medical protection specifically designed for immigrants to the United States. Finding coverage for immigrants is difficult, especially when trying to locate reasonably priced protection. Providing up to 5 years of protection, Inbound Immigrant is a scheduled benefit program that offers U.S. immigrants security against unforeseen medical conditions. Liaison Traveler - Emergency Evacuation, Repatriation, Accidental Death & Dismemberment, and Personal Liability coverage for the International Traveler. If you already have medical coverage outside your home country, Liaison Traveler can provide protection against non-medical situations when traveling abroad. Liaison Traveler provides Emergency Evacuation, Repatriation, Accidental Death & Dismemberment, and Personal Liability coverage to the international traveler.
