Hi Lynn
Welcome to Poms in Oz.
You may have several visa options, daunting though it might all seem just at the moment.
Like Debs (bunnyboo) my own first thought when I read your post is whether or not you could take the subclass 163 route and whether that is something you would want to consider?
Please see here:
State/Territory Sponsored Business Owner (Provisional) (Subclass 163)
Another option would be to consider an employer-sponsored visa for Hubby. Pease see here:
Visa Options - Employer Sponsored Workers - Workers - Visas & Immigration
The 3 visas involved would be the temporary 457 visa to start with (maybe) followed by either an ENS visa or an RSMS visa. With all 3, there is an age-exemption. Please see here:
Employer Nomination Scheme (Subclass 121/856)
If Hubby also satisfies the MODL & ASCO definitions of a Plumber and can obtain the necessary skills assessment, then a visa is virtually assured provided that an employer/sponsor can also be found. Please see here:
Is your occupation in demand? - Workers - Visas & Immigration
Plumber - General 4431-11 - Australian Skills Recognition Information
The trouble with either of the above options is that you would not necessarily be able to find State or Employer sponsorship in the areas where you might want to live and which one or more of your daughters might be planning to move to.
However, how many children (including children of previous relationships) do you and Hubby have between you, because Parent migration might well be a viable (and possibly even better) alternative for you. Please see here:
Family - Visas & Immigration
Information Booklets - Applications & Forms - Visas & Immigration
Please read Booklet 3 carefully.
I think you should speak with a Registered Migration Agent and specifically I think you should speak with Alan Collett, the Boss of a firm called Go Matilda.
The reason why I would suggest Alan above all the others in this situation is because he is a Chartered Accountant in both jurisdictions as well as being a Registered Migration Agent.
I think this is significant because:
1. He could quickly assess Hubby's current business to see whether a subclass 163 visa would be a goer.
2. If it would be, then Alan knows exactly what DIAC want out of the Business Development Monitoring exercise that they do, without which this route to
PR is not guaranteed.
3. If you were offered a subclass 457 (temporary) visa to start with instead then there are some tax-perks with it potentially but they may not be likely to work in your favour. There is also tax down-side for sure, particularly if you want to buy a house out in Oz.
4. If an employer tried to offer you a 457 visa to start with, Alan would be in a better position than you to convince the prospective employer that he would prefer to sponsor you for an immediately-permanent ENS visa instead, which contains less restrictions on the employer than a 457 visa.
5. If you were able to apply for a Contributory Parent Visa today, you would be looking at a total cost of around £42,000, I'd say, including Agents fees, sundries (eg Meds) and the none-too-good exchange rate at present. You would get abut £5,000 of that back after 10 years, but none of the rest.
However, when you tot up the costs of the possible alternatives, this would not necessarily be a bad deal for you, I suspect, plus you could live where you like and do whatever yu want to do employment wise subject only to Hubby getting local plumbing licences if needed. You would not need to bother with a skills-assessment etc.
6. My final reason for suggesting Alan is because he also knows about the international tax aspects of the three possible options and what they would entail for you.
Alan's accountancy website is here:
Collett & Co
The main Go Matilda website is here:
Go Matilda - Your Gateway to Australia - Contact and Feedback
Alan can be reached by phone via the Melbourne office. They are GMT +11 till the end of March. I suspect that a voice call would be the best option to begin with maybe. Otherwise, you can PM or e-mail Alan either via Poms in Oz or direct on
alan@gomatilda.com
Best wishes
Gill