chatterbox

Thank you both!

Hi, I'm hoping to get some last minute pre-departure advice. . We fly tomorrow morning to Perth with Emirates via Dubai. I got a 12 month supply of my contraceptive pill to take with me but don't have a copy of my prescription. The boxes have the prescription label on them with my name from the pharmacy. I also have six months of a non-prescription probiotic tablet with me as I have gut problems so the friendly bacteria help me out. I'm planning on packing them on my hold luggage. Question is, will either or these cause me problems in Dubai or Perth? I couldn't take a copy of the prescription as it's not a repeat item. I know I should of thought of all this early but so much going on. Would really appreciate some advice. We're only on a 2.5 hour stop over in Dubai so figured our cases wouldn't be scanned again before boarding the Perth flight?

Cost seems to have come down. We've paid over $1800. Our dog won't arrive until mid January. I wonder what the chance of a refund of the differencentury would be?

Thanks everyone, your input has been very helpful. I would expect that we'll be beyond the $180k joint income within a year or so, so figured we might as well take it. So glad to hear that everyone has recovered well Marisa and Jessie and that you had a positive experience. Take care.

Hi, We're moving over to Perth in January. I've started to look into healthcare providers. I have absolutely no idea who is good and who isn't. I have searched through many, many pages on here reading up, but would appreciate some guidance. We're thinking of going with HCF, as they also provide all of the other types of insurance, so could do a one-stop insurance shop with them! However, it's a huge amount of money, so I'm a wee but nervous about plucking a company out of the air. Any of you have experience of HCF? We're a couple who may or may not consider children in the future. 33 and 37. Apologies if I'm not allowed to ask this, please delete my thread if so. Thanks

Hi Andrew, Thank you so much for your detailed reply - apologies I've only just seen it hence the late thank you! $15000 out of pocket expenses for cancer treatment, eeeek! That's a scary prospect. I appreciate how fortunately we are in the UK to have the NHS, but that seems like a huge amount of money when the poor person had already been paying for health insurance. One of the things we all have to face though when moving over. Thanks again, Cora

Thank you

Anyone able to help at all?

Hi everyone, I've just requested an online quote from Dogtainers, JetPets and Pet Express Transport Services for my dog's onward journey to Perth from the new quarantine facility in Melbourne (are there any other I should be trying?). He arrives in January. I won't hear back from them for a wee while, but in the meantime I wondered whether someone could someone help me with the following queries: 1. Is there likely to be a set pick-up time for collection from the quarantine? I'm worried that this will cause him not to be able to fly home on the day he leaves the facility 2. Is it normal practice for the crate he flies over to Oz from the UK to be reused for the onward journey? Will this be retained and cleaned out before reuse, or will I have to buy a second one. I'm aware that I can ask the shipping companies these questions but they are spinning around in my head just now and I'm always sleeping or working when they are open to take calls at the moment. Thanks very much in advance.

Thank you all for your replies, very useful. Andrew - I haven't even thought about pension yet, eeek! I'll certainly look into what's offered. I will admit that I just went with my employers scheme out of easiness, but no doubt that isn't the best option... No paperwork yet though to check. I'm keen to seek advice from a financial adviser but worried about the cost. Would you be able to give me a ball park figure Andrew? Should I just search for one online? Marisa - We intend to take out private health care, but I believe we're liable for "gap" payments therefore wanted the peace of mind, at least while we get up on our feet, that these would be covered effectively by income protection/trauma insurance. Thank you for the heads up on not having both, I hadn't thought of that. Scruffythetugboat - Great idea. Unfortunately our life assurance policy ends just before we leave but I do still have a WellWoman policy I'm continuing to pay as will eventually get a return of premiums if I don't claim. I'll get in touch with them. Wow, I never thought that sorting out personal finance would be more challenging than applying for our 189 visa! Thanks again everyone

Hi folks, Wondered if anyone can help with my dilemma. We move over to Perth on 1st Jan. It'll only be me earning to begin with until my husband secures a job. I'm super paranoid about falling ill as only have 12.5 days sick pay to begin with (scary thought given I'm leaving a job here with 6 months full pay and then reduced for another six months). My husband thinks I'm a worry wort as I'm never off sick here, but I'm concerned about how we'd pay the bills if the unlikely did happen. We do have enough savings to tide us over for a couple of months, but my mum really struggled financially during her two battles with cancer, so I want to be cautious. My plan is to get trauma and income protection asap. We won't have a mortgage for a wee while, so not so worried about the life insurance side of things just yet. Is there generally a long waiting period before these policies kick in (I understand that each one will vary)? I know we get to choose how long our waiting period is for income protection (we're going to go with 30 days), but what about trauma protection? I've been using comparison sites and reading all the literature but it's still all very confusing... My second question is can be set these policies up while we're still in the UK? I'm thinking particularly if there is a six month waiting period. I don't want to set them up, have to claim and then realise the policy was never valid in the first place. Thanks!

We land in Perth on 1st January. I'd love to come, but said maybe in case it ends up being the weekend we get our house keys. I'm knew to all this, can someone tell me how the big meet-ups work?

We certified none of our documents, just uploaded colour scans. Got a direct grant soon after. Hope that answers your question

Exciting times Birch4! I'm a fellow Scottish PT moving to Oz. Nice to know someone else in the same boat. Are you hoping to secure a HofD or a main scale teaching post?

Hmm... that does sound a bit strange, I'm pretty sure I received my receipt within ten days. Give it another few days then email them perhaps? Did you send it registered post?