Health/Dental/Ambulance Cover ~ Please suggest companies

**cartertucker** · 19-03-2012, 03:56 AM

I am looking to get myself & my Family health & dental cover, also ambulance cover (after getting a $850 bill for calling an ambulance recently!)

Can anyone please recommend some companies please

**surflen22** · 19-03-2012, 04:01 AM

Try www.iselect.com.au and you can do comparisons with the various providers.

I'm with Bupa and they've been great!

**warren&liz** · 19-03-2012, 04:12 AM

We are with ahm. $37.45 per week for family of 4 for Basic Lifestyle cover. This covers hospital, ambulance, dental and optical. We have only used them for dental work, but friends of ours have used them for ambulance and hospital when the husband was rushed in. They were very happy with ahm and recommended them to us.

Liz x

**warren&liz** · 19-03-2012, 09:01 AM

Meant to say when you go for insurance you are best to phone. Check prices on net first and then ring. I tried to do it by internet but it didn't take into consideration that as a new resident you don't have to pay a tariff for being over (30 years old) if it is your first time insurance. They charge you a certain % for every year you are over if you haven't had insurance before.

When you ring them and tell them you are a new resident you don't have to pay the extra. I hope this makes sense to you.

Liz x

**cartertucker** · 19-03-2012, 09:36 AM

Originally Posted by warren&liz

Meant to say when you go for insurance you are best to phone. Check prices on net first and then ring. I tried to do it by internet but it didn't take into consideration that as a new resident you don't have to pay a tariff for being over (30 years old) if it is your first time insurance. They charge you a certain % for every year you are over if you haven't had insurance before.

When you ring them and tell them you are a new resident you don't have to pay the extra. I hope this makes sense to you.

Liz x

Yes, this makes sense ~ Thank you for pointing it out, as I wouldnt have known that at all

**JK2510** · 19-03-2012, 09:47 AM

We are with hbf....found it soooo much easier speaking with someone over the phone....we have essentials standard with a gap thingy bob...got 2 prs glasses recently and had $90 covered by hbf....free eye test through Medicare.....paid $109 in the end.

**cartertucker** · 19-03-2012, 10:48 AM

Originally Posted by JK2510

We are with hbf....found it soooo much easier speaking with someone over the phone....we have essentials standard with a gap thingy bob...got 2 prs glasses recently and had $90 covered by hbf....free eye test through Medicare.....paid $109 in the end.

How much does your cover work out a month?

Ive been looking at quotes & they come up fairly pricey!!

**gpo1971** · 19-03-2012, 11:02 AM

There's only the 2 of us, and we don't need all services, so we have HBF Essentials which is $28 a f/n. We have saved heaps on dental and optical.

Sisters-in-law both have 2 kids though & I'm sure they pay $150, not sure if that is a f/n or a month. I guess with kids you want to make sure you're covered for more, so it gets more expensive.