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Hi Earlswood, Apparently the banks are afraid to lend at the moment and the media are saying that things can only get worse. Had lunch with a friend of mine today and she works for National Westminster Bank and she said that the bank are taking advantage of other places not lending and are happy to lend but not the 100% mortgages anymore or the 5 times the salaries !
If you come back you can buy my house or we can do a swap lol
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