Hi Helaine,
Thanks so much for your post, it's a real load off my mind!
Self-employed = SO not worth it!! We had a great year in 2006, business really took off, managed a lovely holiday at Christmas and then two clients, one after the other witheld final stage payments on their extensions. We got legal advice and it was to write it off as it could end up costing US thousands to pursue and we may not win
One still owes us £8k and the other £4k We had to remortgage to pay our trade accounts and cover wages and have still not really recovered, this is one of the reasons we just want to go, but we'll be taking the clients to court first, why should they get away with it??
Anyway, rant over! But I was really worried about credit as ours is rubbish, did your brother manage to get a mortgage and everything sorted?
Thanks for the pet link, i'll get a quote from them. Handy to know about tools too, the cost of replacing them out there would be enormous!
Nicky
