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Hi Emma, I'm new to this site too and its great. I live in Tonyrefail, Porth, so not that far from you. I am currently using an agent but feeling very frustrated. My husband is a Painter & Decorator and originally had enough points, but now that somethings have changed it's not going that well. Still waiting to hear from our agent as to which way we can apply. Good luck to you though.
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