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I opened a Westpac account from the UK but although my account is held in Melbourne, I activated it from a Westpac branch in Ballarat and have never actually visited the Melbourne branch.
I've used both HiFX and Ozforex and find them both very good indeed.
What isn't so good is getting my UK bank (Lloyds TSB) to get my funds to them. Living here of course means I can't walk into my UK bank and order an instant transfer so I am forced to use internet banking, and it takes around a week before HiFX or Osforex have cleared funds to pass on to my Westpac account.
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